121-Advice Ltd

Reference number: 615679

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When 121-advice.com first appeared online, and whether it can receive email
  • What kind of line 0117 370 2634 is
  • Who else gives the postcode TA1 4EB
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 October 2008 (18 years old)
Registered office
Exchange House, 12- 14 The Crescent, Taunton, TA1 4EB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Knott Director Feb 1973 6 Apr 2013 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£35.6k

+21% from £29.4k

Employees (average)

2

Same as 2

Owed within a year

£35.2k

+7.1% from £32.8k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06713952. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

121-Advice’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Simon Knott took control (75–100% of shares)

Companies House

2014

21 May 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2008

2 October 2008

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (4 shown here)
  • Every director appointment and resignation: 5
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Firms like 121-Advice

Other firms of the same type (financial adviser), nearest first.

In Taunton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on 121-Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is 121-Advice Ltd FCA authorised?
Yes, 121-Advice Ltd (FRN 615679) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2014 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is 121-Advice’s phone number and website?
The FCA register lists the phone number 0117 370 2634 and the website 121-advice.com for 121-Advice. If you were given different contact details, use these to check with the firm before going any further.
Is 121-Advice a scam or clone?
121-Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with 121-Advice?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about 121-Advice to the Financial Ombudsman Service, free of charge.
Who owns 121-Advice?
Companies House lists one person with significant control of 121-Advice: Mr Simon Knott (75–100% of shares).
Who runs 121-Advice?
Companies House lists one director of 121-Advice: Simon Knott.
How long has 121-Advice been in business?
The company was formed on 2 October 2008, and has held its current FCA authorisation since May 2014.
What do 121-Advice’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £35.6k (+21% from £29.4k).

Sources and links

The full report on 121-Advice Ltd

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