123Hgv Ltd

Reference number: 1045794

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

IDEAL SALES SOLUTIONS LTD Reference number: 703401 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • 123HGV LTD (FRN 1045794) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not 123HGV.
  • Example: if 123HGV refers you to a financial adviser, the advice should come from the principal firm, not from 123HGV itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When 123hgv.co.uk first appeared online, and whether it can receive email
  • What kind of line 01942 366041 is
  • Who else gives the postcode WN1 1SX
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14738697
Company status
Active
Company type
Private limited company
Incorporated
17 March 2023 (3 years old)
Registered office
Room 6, 4 Bridgeman Terrace, Wigan, WN1 1SX, England
Nature of business
  • Other transportation support activities (SIC 52290)
  • Driving school activities (SIC 85530)

Directors and company secretaries

Name Role Born Appointed Other companies
Craig Michael Baker Director Dec 1987 17 Mar 2023 3 other companies
Sam Jay Heaton Director May 1992 17 Mar 2023 2 other companies
Lee Stephen Calderbank Director Feb 1985 28 Feb 2024 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
still active
5
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Total equity

£38.4k

+487% from £6,541

Employees (average)

1

Up 1 from 0

Owed within a year

£24.2k

+456% from £4,357

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14738697. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

123Hgv’s history from the FCA register and Companies House, newest first.

Key events (7) All events (12)

2025

12 November 2025

  • Became an introducer appointed representative

FCA register

2024

28 February 2024

  • Lee Stephen Calderbank became a part-owner (25–50% of shares)

Companies House

27 February 2024

  • Kerry Anne Bolton stopped being a part-owner

Companies House

2023

17 March 2023

  • Incorporated at Companies House
  • Craig Michael Baker became a part-owner (25–50% of shares)
  • Kerry Anne Bolton became a part-owner (25–50% of shares)
  • Sam Jay Heaton became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (7 shown here)
  • Every director appointment and resignation: 5
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Firms connected to 123Hgv

Other FCA-listed firms that share a director, phone number or address with 123Hgv. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like 123Hgv

Other firms of the same type (credit broker), nearest first.

In Wigan

Elevate Your Finance LimitedWiganAppointed representativeLuke BurtonWiganAppointed representativeMarco Valentino ValdezWiganAppointed representativePrt Investments LimitedWiganAppointed representativeTransform StaircasesWiganAppointed representativeM.k.m. Building Supplies (Wigan) LimitedWiganAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on 123Hgv

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 12 events in its history

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Frequently asked questions about this firm

Is 123Hgv Ltd FCA authorised?
123Hgv Ltd (FRN 1045794) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for 123Hgv?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. 123Hgv Ltd (FRN 1045794) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not 123Hgv. Example: if 123Hgv refers you to a financial adviser, the advice should come from the principal firm, not from 123Hgv itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is 123Hgv’s phone number and website?
The FCA register lists the phone number 01942 366041 and the website 123hgv.co.uk for 123Hgv. If you were given different contact details, use these to check with the firm before going any further.
Is 123Hgv a scam or clone?
123Hgv is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with 123Hgv?
Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for 123Hgv's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns 123Hgv?
Companies House lists 3 people with significant control of 123Hgv: Lee Stephen Calderbank (25–50% of shares), Mr Craig Michael Baker (25–50% of shares) and Mr Sam Jay Heaton (25–50% of shares). Before that, it was controlled by Kerry Anne Bolton.
Who runs 123Hgv?
Companies House lists 3 directors of 123Hgv: Craig Michael Baker, Sam Jay Heaton and Lee Stephen Calderbank.
How long has 123Hgv been in business?
The company was formed on 17 March 2023.
What do 123Hgv’s latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £38.4k (+487% from £6,541).

Sources and links

The full report on 123Hgv Ltd

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