1894 Private Wealth

Reference number: 956885

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Appointed representative

1894 Private Wealth does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • 1894 Private Wealth (FRN 956885) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use 1894 Private Wealth's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from 1894 Private Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When 1894privatewealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 0191 260 5373 is, and the 3 other firms that give it
  • Whether NE1 2HF is a shared office: 26 other firms give it
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Ryan McGuinness Former name
  • Ryan McGuinness Wealth Management Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

1894 Private Wealth’s history from the FCA register and Companies House, newest first.

Key events (2) All events (6)

2026

24 March 2026

  • Changed its registered name from "Ryan McGuinness"

FCA register

2021

15 August 2021

  • Became an appointed representative

FCA register

In the full report: all 6 events

  • All 6 events in its history (2 shown here)
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Firms connected to 1894 Private Wealth

Other FCA-listed firms that share a director, phone number or address with 1894 Private Wealth. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its phone number
3
share its postcode
2

In the full report: all 3 connected firms, named

  • How each is linked: the same phone number (3), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like 1894 Private Wealth

Other firms of the same type (financial adviser), nearest first.

In Newcastle upon Tyne

AFT Wealth Management LtdNewcastle upon TyneAppointed representativeAnne GibsonNewcastle upon TyneAppointed representativeBroad Chare Partnership LLPNewcastle upon TyneAppointed representativeCarl TurnbullNewcastle upon TyneAppointed representativeChris DavisNewcastle Upon TyneAppointed representativeClaire McKennaNewcastle upon TyneAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on 1894 Private Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details, 1 flagged
  • All 6 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is 1894 Private Wealth FCA authorised?
1894 Private Wealth (FRN 956885) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for 1894 Private Wealth?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. 1894 Private Wealth (FRN 956885) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use 1894 Private Wealth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from 1894 Private Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is 1894 Private Wealth’s phone number and website?
The FCA register lists the phone number 0191 260 5373 and the website 1894privatewealth.co.uk for 1894 Private Wealth. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.
Is 1894 Private Wealth a scam or clone?
1894 Private Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with 1894 Private Wealth?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for 1894 Private Wealth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does 1894 Private Wealth use any other names?
It has previously used 2 other names: Ryan McGuinness and Ryan McGuinness Wealth Management.

Sources and links

The full report on 1894 Private Wealth

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