1FS Ltd

Reference number: 467720

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When 1fsltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 01244 376640 is
  • Who else gives the postcode CH4 0GX
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06180697
Company status
Active
Company type
Private limited company
Incorporated
23 March 2007 (19 years old)
Registered office
1 Stanley Street, Chester, Cheshire, CH1 2LR, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher John Wilder Director Sep 1969 23 Mar 2007 2 other companies
Ellen Wilder Director May 1972 9 Dec 2015 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£36.4k

<1% from £36.3k

Cash at bank

£4,650

+37% from £3,383

Employees (average)

2

Same as 2

Owed within a year

£39.0k

−2.7% from £40.1k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06180697. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

1FS’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2016

6 April 2016

  • Christopher John Wilder became a part-owner (25–50% of shares)
  • Ellen Wilder became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

2 July 2007

  • Became authorised by the FCA

FCA register

22 June 2007

  • Regulated by the Financial Services Authority from this date

FCA register

23 March 2007

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like 1FS

Other firms of the same type (financial adviser), nearest first.

In Chester

Andrew Lucas Wealth Management LimitedChesterAuthorisedCestrian Financial Planning Services LimitedChesterAuthorisedFinancial Fortress LimitedChesterAuthorisedGraham Carter Financial Services LimitedChesterAuthorisedGriffin Wealth Management LtdChesterAuthorisedHartey Wealth Management LimitedChesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on 1FS

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is 1FS Ltd FCA authorised?
Yes, 1FS Ltd (FRN 467720) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2007 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is 1FS’ phone number and website?
The FCA register lists the phone number 01244 376640 and the website 1fsltd.co.uk for 1FS. If you were given different contact details, use these to check with the firm before going any further.
Is 1FS a scam or clone?
1FS is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with 1FS?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about 1FS to the Financial Ombudsman Service, free of charge.
Who owns 1FS?
Companies House lists 2 people with significant control of 1FS: Mr Christopher John Wilder (25–50% of shares) and Mrs Ellen Wilder (25–50% of shares).
Who runs 1FS?
Companies House lists 2 directors of 1FS: Christopher John Wilder and Ellen Wilder.
How long has 1FS been in business?
The company was formed on 23 March 2007, and has held its current FCA authorisation since July 2007.
What do 1FS’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £36.4k (<1% from £36.3k) and cash at bank of £4,650 (+37% from £3,383).

Sources and links

The full report on 1FS Ltd

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