1St Financial Services (London) Limited

Reference number: 454529

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When 1stff.co.uk first appeared online, and whether it can receive email
  • What kind of line 01908 523420 is
  • Who else gives the postcode MK4 1GA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • 1st Financial Foundations Trading name
  • 1st Financial Services Ltd Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05837853
Company status
Active
Company type
Private limited company
Incorporated
6 June 2006 (20 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Yashwantkumar Jadavji Naran Tosar Director Aug 1952 8 Dec 2006 18 other companies
Tina Yashwant Foster Director Aug 1978 1 Jan 2021 3 other companies
Bhaven Ondhia Director Apr 1968 1 Jan 2021 6 other companies
Tina Yashwant Foster Secretary Not published 23 Oct 2018 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
26
closed down
9
went insolvent
1

In the full report: all 26 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 1 company these 3 directors run together
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£212k

+20% from £176k

Employees (average)

6

Same as 6

Owed within a year

£108k

−43% from £188k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05837853. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

1St Financial Services (London)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (15)

2017

6 June 2017

  • Yashwantkumar Jadavji Naran Tosar took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

31 August 2007

  • Changed its registered name from "1st Financial Services Ltd"

FCA register

2006

14 September 2006

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

6 June 2006

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms connected to 1St Financial Services (London)

Other FCA-listed firms that share a director, phone number or address with 1St Financial Services (London). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like 1St Financial Services (London)

Other firms of the same type (financial adviser), nearest first.

In Milton Keynes

A C Financial LtdMilton KeynesAuthorisedAsc Financial Solutions LimitedMilton KeynesAuthorisedboosst LimitedMilton KeynesAuthorisedCade and Co LLPMilton KeynesAuthorisedDps Direction LimitedMilton KeynesAuthorisedGracechurch Wealth Management LLPMilton KeynesAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on 1St Financial Services (London)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 26 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 15 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is 1St Financial Services (London) Limited FCA authorised?
Yes, 1St Financial Services (London) Limited (FRN 454529) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2006 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is 1St Financial Services (London)’s phone number and website?
The FCA register lists the phone number 01908 523420 and the website 1stff.co.uk for 1St Financial Services (London). If you were given different contact details, use these to check with the firm before going any further.
Is 1St Financial Services (London) a scam or clone?
1St Financial Services (London) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with 1St Financial Services (London)?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about 1St Financial Services (London) to the Financial Ombudsman Service, free of charge.
Who owns 1St Financial Services (London)?
Companies House lists one person with significant control of 1St Financial Services (London): Mr Yashwantkumar Jadavji Naran Tosar (75–100% of shares).
Who runs 1St Financial Services (London)?
Companies House lists 3 directors of 1St Financial Services (London): Yashwantkumar Jadavji Naran Tosar, Tina Yashwant Foster and Bhaven Ondhia.
How long has 1St Financial Services (London) been in business?
The company was formed on 6 June 2006, and has held its current FCA authorisation since September 2006.
What do 1St Financial Services (London)’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £212k (+20% from £176k).
Does 1St Financial Services (London) use any other names?
It trades as 1st Financial Foundations. It has previously used the name 1st Financial Services Ltd.

Sources and links

The full report on 1St Financial Services (London) Limited

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