2 Direct Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 2003
Accounts filed up to 31 May 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

2direct.net (opens in a new tab)
Phone number

07774 155698
Address

Oakwood House, Overend, Elton, Peterborough, Cambridgeshire, PE8 6RU, United Kingdom

In the full report: 3 background checks

When 2direct.net first appeared online, and whether it can receive email
What kind of line 07774 155698 is
Who else gives the postcode PE8 6RU

Other names (1)

If you were contacted under any of these names, it is this firm.

Coverion Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04763660 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 14 May 2003 (23 years old)
Registered office: Oakwood House Overend, Elton, Peterborough, Cambridgeshire, PE8 6RU, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Joanne Hayes	Director	Jan 1975	14 May 2003	None
Philip Anthony Hayes	Director	Feb 1969	14 May 2003	None
Joanne Hayes	Secretary	Not published	14 May 2003	None

In the full report: every company its directors have run

Confirmation that these 2 directors run no other company
All 3 people who have been directors, with their dates

Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£172k

Up £209k from −£36.2k

Cash at bank

£351k

+101% from £174k

Employees (average)

2

Same as 2

Owed within a year

£183k

−15% from £217k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04763660. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

2 Direct’s history from the FCA register and Companies House, newest first.

Key events (6) All events (12)

2016

6 April 2016

Joanne Hayes became a part-owner (25–50% of shares)
Philip Anthony Hayes became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2003

14 May 2003

Incorporated at Companies House

Companies House

In the full report: all 12 events

All 12 events in its history (6 shown here)
Every director appointment and resignation: 2

Firms connected to 2 Direct

Other FCA-listed firms that share a director, phone number or address with 2 Direct. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like 2 Direct

Other firms of the same type (insurance broker), nearest first.

In Peterborough

Bennetts Motorcycling Services LimitedPeterboroughAuthorised Let Insurance Services LtdPeterboroughAuthorised Arcadian Group LimitedPeterboroughAuthorised Captios LimitedPeterboroughAuthorised Claimify LimitedPeterboroughAuthorised Culpeck Insurance Services Ltd.PeterboroughAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on 2 Direct

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 12 events in its history
1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is 2 Direct Limited FCA authorised?

Yes, 2 Direct Limited (FRN 306117) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is 2 Direct’s phone number and website?

The FCA register lists the phone number 07774 155698 and the website 2direct.net for 2 Direct. If you were given different contact details, use these to check with the firm before going any further.

Is 2 Direct a scam or clone?

2 Direct is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with 2 Direct?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about 2 Direct to the Financial Ombudsman Service, free of charge.

Who owns 2 Direct?

Companies House lists 2 people with significant control of 2 Direct: Mr Philip Anthony Hayes (50–75% of shares) and Mrs Joanne Hayes (25–50% of shares).

Who runs 2 Direct?

Companies House lists 2 directors of 2 Direct: Joanne Hayes and Philip Anthony Hayes.

How long has 2 Direct been in business?

The company was formed on 14 May 2003, and has held its current FCA authorisation since January 2005.

What do 2 Direct’s latest accounts show?

Its latest accounts, to 31 May 2025, show net assets of £172k (up £209k from −£36.2k) and cash at bank of £351k (+101% from £174k).

Does 2 Direct use any other names?

It has previously used the name Coverion.