2020 Financial LTD

Reference number: 497332

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When 2020financial.co.uk first appeared online, and whether it can receive email
  • What kind of line 023 8098 1161 is
  • Who else gives the postcode SO18 2RZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Twenty Twenty Financial Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 July 2007 (19 years old)
Registered office
3 Richfield Place, Richfield Avenue, Reading, Berkshire, RG1 8EQ, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Peter Garber Director Sep 1976 10 Jul 2007 None
Danielle Merrick Director Dec 1981 25 Mar 2019 None
Peter Dudley Garber Secretary Not published 10 Jul 2007 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 July 2025Full accountsNot audited

Net assets

£178k

−12% from £202k

Cash at bank

£110k

−1.7% from £112k

Employees (average)

2

Same as 2

Owed within a year

£102k

+64% from £62.3k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06308000. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

2020 Financial’s history from the FCA register and Companies House, newest first.

2018

30 October 2018

  • Changed its registered name from "Twenty Twenty Financial Ltd"

FCA register

2016

6 April 2016

  • Simon Peter Garber took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

26 May 2009

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2007

10 July 2007

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like 2020 Financial

Other firms of the same type (financial adviser), nearest first.

In Southampton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on 2020 Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is 2020 Financial LTD FCA authorised?
Yes, 2020 Financial LTD (FRN 497332) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2009 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is 2020 Financial’s phone number and website?
The FCA register lists the phone number 023 8098 1161 and the website 2020financial.co.uk for 2020 Financial. If you were given different contact details, use these to check with the firm before going any further.
Is 2020 Financial a scam or clone?
2020 Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with 2020 Financial?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about 2020 Financial to the Financial Ombudsman Service, free of charge.
Who owns 2020 Financial?
Companies House lists one person with significant control of 2020 Financial: Mr Simon Peter Garber (75–100% of shares).
Who runs 2020 Financial?
Companies House lists 2 directors of 2020 Financial: Simon Peter Garber and Danielle Merrick.
How long has 2020 Financial been in business?
The company was formed on 10 July 2007, and has held its current FCA authorisation since May 2009.
What do 2020 Financial’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £178k (−12% from £202k) and cash at bank of £110k (−1.7% from £112k).
Does 2020 Financial use any other names?
It has previously used the name Twenty Twenty Financial Ltd.

Sources and links

The full report on 2020 Financial LTD

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