28 Advisory Limited

Reference number: 947782

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • 28 Advisory Limited (FRN 947782) is an AR of THOMSON TYNDALL LTD (FRN 917403). When you use 28 Advisory's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from 28 Advisory, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When 28advisory.com first appeared online, and whether it can receive email
  • What kind of line 020 7100 3667 is, and the 4 other firms that give it
  • Who else gives the postcode SW1P 3JT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Thomson Tyndall Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 January 2021 (5 years old)
Registered office
1 The Sanctuary, London, SW1P 3JT, England
Nature of business
  • Activities of financial services holding companies (SIC 64205)

Directors and company secretaries

Name Role Born Appointed Other companies
David John Benskin Director Feb 1982 18 Jan 2021 None
Richard James Gifford Director Jul 1983 8 Jan 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£6,911

+31% from £5,281

Employees (average)

3

Same as 3

Owed within a year

£1,363

−52% from £2,865

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2022 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13139003. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

28 Advisory’s history from the FCA register and Companies House, newest first.

2021

24 March 2021

  • Became an appointed representative

FCA register

18 January 2021

  • Incorporated at Companies House
  • David John Benskin gave up control
  • David John Benskin took control (75–100% of shares)
  • The Vault Holdings Limited took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to 28 Advisory

Other FCA-listed firms that share a director, phone number or address with 28 Advisory. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its phone number
4
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same phone number (4), the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like 28 Advisory

Other firms of the same type (investment or fund manager), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on 28 Advisory

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 8 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is 28 Advisory Limited FCA authorised?
28 Advisory Limited (FRN 947782) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for 28 Advisory?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. 28 Advisory Limited (FRN 947782) is an AR of THOMSON TYNDALL LTD (FRN 917403). When you use 28 Advisory's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from 28 Advisory, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is 28 Advisory’s phone number and website?
The FCA register lists the phone number 020 7100 3667 and the website 28advisory.com for 28 Advisory. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 4 other FCA firms.
Is 28 Advisory a scam or clone?
28 Advisory is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with 28 Advisory?
Protection works through Thomson Tyndall Ltd, the principal firm responsible for 28 Advisory's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns 28 Advisory?
28 Advisory is owned by The Vault Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 18 January 2021. Before that, it was controlled by Mr David John Benskin.
Who runs 28 Advisory?
Companies House lists 2 directors of 28 Advisory: David John Benskin and Richard James Gifford.
How long has 28 Advisory been in business?
The company was formed on 18 January 2021.
What do 28 Advisory’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £6,911 (+31% from £5,281).

Sources and links

The full report on 28 Advisory Limited

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