3 T's Leisure Ltd

Reference number: 410831

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Bspoke Lifestyle Ltd Reference number: 820727 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • 3 T's Leisure Ltd (FRN 410831) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use 3 T's Leisure's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from 3 T's Leisure, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When surfbayleisure.co.uk first appeared online, and whether it can receive email
  • What kind of line 01837 680100 is
  • Who else gives the postcode EX19 8DW
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • River Valley Country Park Trading name
  • Silverbow Country Park Trading name
  • Surf Bay Holiday Park Trading name
  • Surf Bay Leisure Trading name
  • Ashley Pools Country Park Former trading name
  • Beachside Holiday Park Former trading name
  • Surfbay Caravan Park Former trading name
  • Trencreek Farm Country Holiday Park Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03311570
Company status
Active
Company type
Private limited company
Incorporated
3 February 1997 (29 years old)
Registered office
South West Caravan Centre, The Airfield, Winkleigh, Devon, EX19 8DW
Nature of business
  • Agents specialised in the sale of other particular products (SIC 46180)
  • Recreational vehicle parks, trailer parks and camping grounds (SIC 55300)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael John Taylor Director Dec 1961 21 Jul 1997 2 other companies
Adam Richard Lerwill Director May 1977 1 Jan 2014 None
Darren Brian Milsom Director Apr 1977 1 Jan 2014 None
Joshua Taylor Secretary Not published 30 Apr 2019 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Full accountsAudited

Turnover

£26.2m

+6% from £24.7m

Profit before tax

£90.6k

−87% from £695k

Net assets

£19.8m

<1% from £20.0m

Cash at bank

£26.3k

−75% from £104k

Turnover and profit

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03311570. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

3 T's Leisure’s history from the FCA register and Companies House, newest first.

Key events (7) All events (32)

2019

21 November 2019

  • Michael John Taylor gave up control
  • Sbl Parks & Leisure Holdings Limited took control (75–100% of shares)

Companies House

2016

30 June 2016

  • Michael John Taylor took control (75–100% of shares)

Companies House

6 April 2016

  • Michael John Taylor took control (75–100% of shares)

Companies House

2005

7 October 2005

  • Changed its registered name from "Surf Bay Leisure"

FCA register

14 January 2005

  • Became an appointed representative

FCA register

1997

3 February 1997

  • Incorporated at Companies House

Companies House

In the full report: all 32 events

  • All 32 events in its history (7 shown here)
  • Every director appointment and resignation: 13
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Firms connected to 3 T's Leisure

Other FCA-listed firms that share a director, phone number or address with 3 T's Leisure. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Get the full report on 3 T's Leisure

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 32 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is 3 T's Leisure Ltd FCA authorised?
3 T's Leisure Ltd (FRN 410831) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for 3 T's Leisure?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. 3 T's Leisure Ltd (FRN 410831) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use 3 T's Leisure's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from 3 T's Leisure, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is 3 T's Leisure’s phone number and website?
The FCA register lists the phone number 01837 680100 and the website surfbayleisure.co.uk for 3 T's Leisure. If you were given different contact details, use these to check with the firm before going any further.
Is 3 T's Leisure a scam or clone?
3 T's Leisure is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with 3 T's Leisure?
Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for 3 T's Leisure's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns 3 T's Leisure?
3 T's Leisure is owned by Sbl Parks & Leisure Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 21 November 2019. Before that, it was controlled by Mr Michael John Taylor.
Who runs 3 T's Leisure?
Companies House lists 3 directors of 3 T's Leisure: Michael John Taylor, Adam Richard Lerwill and Darren Brian Milsom.
How long has 3 T's Leisure been in business?
The company was formed on 3 February 1997.
What do 3 T's Leisure’s latest accounts show?
Its latest accounts, to 31 October 2025, show turnover of £26.2m (+6% from £24.7m) and profit before tax of £90.6k (−87% from £695k).
Does 3 T's Leisure use any other names?
It trades as River Valley Country Park, Silverbow Country Park, Surf Bay Holiday Park and Surf Bay Leisure. It has previously used 4 other names, including Ashley Pools Country Park, Beachside Holiday Park and Surfbay Caravan Park.

Sources and links

The full report on 3 T's Leisure Ltd

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