365 Business Finance Limited
Reference number: 938602
Instant download
On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
- Registered for 5 years
- No FCA actions
- Active company since 2012
- Accounts filed up to 31 December 2025
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
Manor House, 21 Soho Square, London, W1D 3QP, United Kingdom
In the full report: 3 background checks
- When 365finance.co.uk first appeared online, and whether it can receive email
- What kind of line 020 7100 0365 is
- Who else gives the postcode W1D 3QP
Other names (1)
If you were contacted under any of these names, it is this firm.
- 365 Finance Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08267810 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 25 October 2012 (13 years old)
- Registered office
- Manor House, 21 Soho Square, London, W1D 3QP, England
- Nature of business
-
- Other credit granting not elsewhere classified (SIC 64929)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew David Raphaely | Director | Jan 1972 | 25 Oct 2012 | 8 other companies |
| Rafael Polatinsky | Director | Apr 1977 | 12 Aug 2020 | 3 other companies |
| Allan Brian Henry Fisher | Director | Oct 1942 | 12 Aug 2020 | 25 other companies |
| Bradley Grant Gishen | Director | Jul 1972 | 12 Aug 2020 | 4 other companies |
| Grant Colin Kurland | Director | Mar 1971 | 18 Oct 2021 | 1 other company |
| Warren Robert Abbey | Director | Apr 1985 | 20 Jan 2026 | None |
Other companies run by these 6 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 39
- closed down
- 25
- is FCA-registered
- 1
In the full report: all 39 companies, named
- What each company does, and whether it is still trading
- Which of these 6 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 2 companies these 6 directors run together
- All 7 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
£6.81m
Not compared: the previous accounts cover a different length of time
Net assets
£16.2m
No earlier figure to compare
Cash at bank
£940k
+60% from £586k
Owed within a year
£2.31m
Up £7.41m from −£5.10m
In the full report: all 5 years of accounts
- Every year from 2019 to 2025
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 08267810. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
365 Business Finance’s history from the FCA register and Companies House, newest first.
2022
16 November 2022
- Andrew David Raphaely no longer holds 25–50% of the votes
Companies House
2021
22 February 2021
- Registered with the FCA
FCA register
2020
17 July 2020
- Ashton Advisors (UK) LLP no longer holds 25–50% of the votes
Companies House
2016
26 October 2016
- Ashton Advisors (UK) LLP gained 25–50% of the votes
Companies House
6 April 2016
- Andrew David Raphaely gained 25–50% of the votes
Companies House
2012
25 October 2012
- Incorporated at Companies House
Companies House
In the full report: all 15 events
- All 15 events in its history (6 shown here)
- Every director appointment and resignation: 8
Firms connected to 365 Business Finance
Other FCA-listed firms that share a director, phone number or address with 365 Business Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
- past link
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
- 1 past link through former directors
Get the full report on 365 Business Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 39 other companies its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 15 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is 365 Business Finance Limited FCA authorised?
What is 365 Business Finance’s phone number and website?
Is 365 Business Finance a scam or clone?
Is my money safe with 365 Business Finance?
Who owns 365 Business Finance?
Who runs 365 Business Finance?
How long has 365 Business Finance been in business?
What do 365 Business Finance’s latest accounts show?
Does 365 Business Finance use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk