4 Pillars Financial Planning Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 3 years
Protected through the principal
No FCA actions
Active company since 2018
Accounts filed up to 31 December 2025

Responsible principal firm

Best Practice IFA Group Limited Reference number: 223112 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
4 Pillars Financial Planning Ltd (FRN 999393) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use 4 Pillars Financial Planning's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from 4 Pillars Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

4pfp.co.uk (opens in a new tab)
Phone number

01722 444734
Address

Unit 2, Oakridge Office Park, Southampton Road, Whaddon, Salisbury, Wiltshire, SP5 3HT, United Kingdom

In the full report: 3 background checks

When 4pfp.co.uk first appeared online, and whether it can receive email
What kind of line 01722 444734 is
Who else gives the postcode SP5 3HT

Other names (8)

If you were contacted under any of these names, it is this firm.

Four Pillars Financial Planning Trading name: A name it trades under now.
Pillar 1 Trading name: A name it trades under now.
Pillar One Trading name: A name it trades under now.
4 Pillars Financial Planning Limited Former name: A name it was registered under before.
4 Pillars Independent Financial Planning Former trading name: A name it used to trade under.
4 Pillars Life Planning Former trading name: A name it used to trade under.
Four Pillars Independent Financial Planning Former trading name: A name it used to trade under.
Four Pillars Life Planning Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11609845 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 8 October 2018 (8 years old)
Registered office: 2 Oakridge Office Park Southampton Road, Whaddon, Salisbury, SP5 3HT, England
Nature of business: Other activities auxiliary to insurance and pension funding (SIC 66290)
Financial management (SIC 70221)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Keith Thomas Mayston Hartland	Director	Aug 1966	8 Oct 2018	1 other company
Patrick Simon Ryan	Director	Apr 1974	20 Aug 2024	None
George Christopher Thomas	Director	May 1992	20 Aug 2024	None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£143k

+107% from £69.3k

Cash at bank

£33.1k

−61% from £84.1k

Employees (average)

9

+29% from 7

Owed within a year

£311k

−28% from £434k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11609845. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

4 Pillars Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (4) All events (20)

2023

12 July 2023

Changed its registered name from "4 Pillars Financial Planning Limited"

FCA register

10 July 2023

Became an appointed representative

FCA register

2018

8 October 2018

Incorporated at Companies House
Keith Thomas Mayston Hartland took control (75–100% of shares)

Companies House

In the full report: all 20 events

All 20 events in its history (4 shown here)
Every director appointment and resignation: 3

Firms connected to 4 Pillars Financial Planning

Other FCA-listed firms that share a director, phone number or address with 4 Pillars Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like 4 Pillars Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Salisbury

Andrea SmithSalisburyAppointed representative Apicem Consulting LTDSalisburyAppointed representative Dominic BattySalisburyAppointed representative Gem FS LimitedSalisburyAppointed representative Grovely Financial LimitedSalisburyAppointed representative Lee PerkesSalisburyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on 4 Pillars Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 20 events in its history
1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is 4 Pillars Financial Planning Ltd FCA authorised?

4 Pillars Financial Planning Ltd (FRN 999393) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for 4 Pillars Financial Planning?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. 4 Pillars Financial Planning Ltd (FRN 999393) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use 4 Pillars Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from 4 Pillars Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is 4 Pillars Financial Planning’s phone number and website?

The FCA register lists the phone number 01722 444734 and the website 4pfp.co.uk for 4 Pillars Financial Planning. If you were given different contact details, use these to check with the firm before going any further.

Is 4 Pillars Financial Planning a scam or clone?

4 Pillars Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with 4 Pillars Financial Planning?

Protection works through Best Practice IFA Group Limited, the principal firm responsible for 4 Pillars Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns 4 Pillars Financial Planning?

Companies House lists one person with significant control of 4 Pillars Financial Planning: Mr Keith Thomas Mayston Hartland (75–100% of shares).

Who runs 4 Pillars Financial Planning?

Companies House lists 3 directors of 4 Pillars Financial Planning: Keith Thomas Mayston Hartland, Patrick Simon Ryan and George Christopher Thomas.

How long has 4 Pillars Financial Planning been in business?

The company was formed on 8 October 2018.

What do 4 Pillars Financial Planning’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £143k (+107% from £69.3k) and cash at bank of £33.1k (−61% from £84.1k).

Does 4 Pillars Financial Planning use any other names?

It trades as Four Pillars Financial Planning, Pillar 1 and Pillar One. It has previously used 5 other names, including 4 Pillars Financial Planning Limited, 4 Pillars Independent Financial Planning and 4 Pillars Life Planning.