Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 28 February 2025
- On its latest accounts it owed £8,835 more than it owned
Responsible principal firm
UCFS Europe Company Reference number: 709816 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- 4SIC HEALTH LTD (FRN 980356) is an AR of UCFS Europe Company (FRN 709816). When you use 4SIC HEALTH's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from 4SIC HEALTH, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
178 Bromley Heath Road, Bristol, Somerset, BS16 6JB, United Kingdom
In the full report: 2 background checks
- What kind of line 07935 298666 is
- Who else gives the postcode BS16 6JB
FCA permissions and consumer protection
- Protection through the principal firmProtection works through UCFS Europe Company, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13886059 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 February 2022 (4 years old)
- Registered office
- 18 Ash Tree View, Newport, Wales, NP20 5BX, United Kingdom
- Nature of business
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- Agents involved in the sale of furniture, household goods, hardware and ironmongery (SIC 46150)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Steve Emmanuel Cristobal Caayao | Director | Feb 1999 | 1 Feb 2022 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
−£8,835
Up £21.3k from −£30.1k
Employees (average)
0
−100% from 1
Owed within a year
£22.3k
−36% from £34.7k
Net assets are negative: on its last balance sheet the company owed £8,835 more than it owned.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13886059. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
4Sic Health’s history from the FCA register and Companies House, newest first.
2022
4 August 2022
- Became an appointed representative
FCA register
1 February 2022
- Incorporated at Companies House
- Steve Emmanuel Cristobal Caayao took control (75–100% of shares)
- Steve Emmanuel Cristobal Caayao appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like 4Sic Health
Other firms of the same type (credit broker), nearest first.
In Bristol
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on 4Sic Health
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 4 events in its history
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Frequently asked questions about this firm
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What do 4Sic Health’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk