4syte Finance Limited

Reference number: 935585

Instant download

On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    Steeple House, Church Lane, Chelmsford, Essex, CM1 1NH, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode CM1 1NH
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • 4syte Contractor Finance Limited Former name

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12701421
Company status
Active
Company type
Private limited company
Incorporated
29 June 2020 (6 years old)
Registered office
Steeple House Second Floor, Church Lane, Chelmsford, Essex, CM1 1NH, England
Nature of business
  • Factoring (SIC 64992)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Michael Barker Director Aug 1980 29 Jun 2020 15 other companies
Nicholas Anthony Sellars Director Feb 1961 29 Jun 2020 36 other companies
Magnus Ingolf Gundersen Director May 1972 29 Sep 2021 26 other companies
Byron Lawless Director Feb 1984 29 Sep 2021 1 other company

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
58
closed down
23
went insolvent
2

In the full report: all 58 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The 12 on the FCA register
  • The 14 companies these 4 directors run together
Instant PDF download

Filed accounts and finances

10 months to 31 October 2023Dormant company accountsNot audited

Net assets

£100

Same as £100

Cash at bank

£100

Same as £100

These accounts were filed as dormant: the company reported no significant trading in the period.

Net assets

In the full report: all 4 years of accounts

  • Every year from 2020 to 2023
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12701421. Figures are exactly as filed; nothing is estimated.

Key dates in its history

4syte Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2024

22 February 2024

  • Changed its registered name from "4syte Contractor Finance Limited"

FCA register

2020

12 November 2020

  • Registered with the FCA

FCA register

29 June 2020

  • Incorporated at Companies House
  • 4syte Ltd took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms connected to 4syte Finance

Other FCA-listed firms that share a director, phone number or address with 4syte Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
11
share a director
11
share its postcode
10

In the full report: all 11 connected firms, named

  • How each is linked: shared directors (11), the same postcode (10)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
Instant PDF download

Get the full report on 4syte Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 58 other companies its directors have run, named
  • 1 background check on its contact details
  • 4 years of accounts, charted
  • All 8 events in its history
  • 11 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is 4syte Finance Limited FCA authorised?
4syte Finance Limited (FRN 935585) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is 4syte Finance a scam or clone?
4syte Finance is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with 4syte Finance?
Money you hand to 4syte Finance is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns 4syte Finance?
4syte Finance is owned by 4syte Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 29 June 2020.
Who runs 4syte Finance?
Companies House lists 4 directors of 4syte Finance: Paul Michael Barker, Nicholas Anthony Sellars, Magnus Ingolf Gundersen and Byron Lawless.
How long has 4syte Finance been in business?
The company was formed on 29 June 2020.
What do 4syte Finance’s latest accounts show?
Its latest accounts, to 31 October 2023, show net assets of £100 (same as £100) and cash at bank of £100 (same as £100).
Does 4syte Finance use any other names?
It has previously used the name 4syte Contractor Finance Limited.

Sources and links

The full report on 4syte Finance Limited

£19.99 · Instant PDF download

Loading secure checkout…