4SYTE Funding Limited: FCA regulated?

On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

Registered for 10 years
No FCA actions
Active company since 2016
Accounts filed up to 31 December 2025

What does this mean?

Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
No phone number on the FCA register
Address

First Floor, Steeple House, Church Lane, Chelmsford, Essex, CM1 1NH, United Kingdom

In the full report: 1 background check

Who else gives the postcode CM1 1NH

Past FCA permissions and consumer protection

Money-laundering registration only
This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: 4SYTE FUNDING LTD
Company number: 10258153 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 30 June 2016 (10 years old)
Registered office: Second Floor Steeple House, Church Lane, Chelmsford, Essex, CM1 1NH, England
Nature of business: Factoring (SIC 64992)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Magnus Ingolf Gundersen	Director	May 1972	30 Jun 2016	26 other companies
Nicholas Anthony Sellars	Director	Feb 1961	7 Jul 2016	36 other companies
Paul Michael Barker	Director	Aug 1980	6 Oct 2016	15 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 58
closed down: 23
went insolvent: 2

In the full report: all 58 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
The 2 that went into liquidation or administration
The 12 on the FCA register
The 14 companies these 3 directors run together
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

£575k

Not compared: the previous accounts cover a different length of time

Net assets

£4.51m

No earlier figure to compare

Cash at bank

£1.73m

+114% from £811k

Employees (average)

0

Same as 0

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10258153. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

4SYTE Funding’s history from the FCA register and Companies House, newest first.

Key events (3) All events (8)

2016

14 July 2016

Registered with the FCA

FCA register

30 June 2016

Incorporated at Companies House
4syte Limited took control (75–100% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (3 shown here)
Every director appointment and resignation: 5

Firms connected to 4SYTE Funding

Other FCA-listed firms that share a director, phone number or address with 4SYTE Funding. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 11
share a director: 11
share its postcode: 10

In the full report: all 11 connected firms, named

How each is linked: shared directors (11), the same postcode (10)
Who links each one: the named directors, with dates
1 past link through former directors

Get the full report on 4SYTE Funding

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

58 other companies its directors have run, named
1 background check on its contact details
7 years of accounts, charted
All 8 events in its history
11 connected firms, named, and who links them

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Frequently asked questions about this firm

Is 4SYTE Funding Limited FCA authorised?

4SYTE Funding Limited (FRN 752600) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.

Is 4SYTE Funding a scam or clone?

4SYTE Funding is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.

Is my money safe with 4SYTE Funding?

Money you hand to 4SYTE Funding is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

Who owns 4SYTE Funding?

4SYTE Funding is owned by 4syte Limited, which holds 75–100% of shares and 75–100% of votes, since 30 June 2016.

Who runs 4SYTE Funding?

Companies House lists 3 directors of 4SYTE Funding: Magnus Ingolf Gundersen, Nicholas Anthony Sellars and Paul Michael Barker.

How long has 4SYTE Funding been in business?

The company was formed on 30 June 2016.

What do 4SYTE Funding’s latest accounts show?

Its latest accounts, to 31 December 2025, show profit before tax of £575k (not compared: the previous accounts cover a different length of time) and net assets of £4.51m (no earlier figure to compare).