4Wealth Limited

Reference number: 526121

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When 4wealthifa.com first appeared online, and whether it can receive email
  • What kind of line 07379 542788 is
  • Who else gives the postcode SS9 5PS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • 4 Wealth Ltd Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04668130
Company status
Active
Company type
Private limited company
Incorporated
17 February 2003 (23 years old)
Registered office
361 Rayleigh Road, Leigh-On-Sea, Essex, SS9 5PS, England
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
David Broome Director Feb 1970 20 Mar 2003 None
Ian Stephen Fleetwood Smith Director Jun 1967 20 Mar 2003 None
David Broome Secretary Not published 30 Jun 2014 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 8 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£43.2k

+49% from £29.0k

Cash at bank

£74.5k

+16% from £64.1k

Employees (average)

6

Same as 6

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04668130. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

4Wealth’s history from the FCA register and Companies House, newest first.

Key events (8) All events (23)

2024

12 February 2024

  • Declan Kelly no longer has significant control

Companies House

2016

6 April 2016

  • David Broome gained significant control
  • Declan Kelly gained significant control
  • Ian Stephen Fleetwood Smith gained significant control

Companies House

2015

4 December 2015

  • Regulated by the FCA from this date

FCA register

2010

20 October 2010

  • Changed its registered name from "4 Wealth Ltd"

FCA register

8 October 2010

  • Became authorised by the FCA

FCA register

2003

17 February 2003

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (8 shown here)
  • Every director appointment and resignation: 12
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Firms like 4Wealth

Other firms of the same type (lender), nearest first.

In Leigh-on-Sea

Geoffrey DavisonLeigh-on-SeaAuthorised

In the Southend-on-Sea (SS) postcode area

Hardy Finance LimitedEssexAuthorisedAdam & Sons LimitedSouthend-on-SeaAuthorisedClosecourtt LimitedBasildonAuthorisedCNH Industrial Capital Europe LimitedBasildonAuthorisedCrown Finance LimitedRayleighAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on 4Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 23 events in its history

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Frequently asked questions about this firm

Is 4Wealth Limited FCA authorised?
Yes, 4Wealth Limited (FRN 526121) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2010 and works as a lender. The FCA has placed no limits on its permissions.
What is 4Wealth’s phone number and website?
The FCA register lists the phone number 07379 542788 and the website 4wealthifa.com for 4Wealth. If you were given different contact details, use these to check with the firm before going any further.
Is 4Wealth a scam or clone?
4Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with 4Wealth?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about 4Wealth to the Financial Ombudsman Service, free of charge.
Who owns 4Wealth?
Companies House lists 2 people with significant control of 4Wealth: Mr David Broome (significant influence or control) and Mr Ian Stephen Fleetwood Smith (significant influence or control). Before that, it was controlled by Mr Declan Kelly.
Who runs 4Wealth?
Companies House lists 2 directors of 4Wealth: David Broome and Ian Stephen Fleetwood Smith.
How long has 4Wealth been in business?
The company was formed on 17 February 2003, and has held its current FCA authorisation since October 2010.
What do 4Wealth’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £43.2k (+49% from £29.0k) and cash at bank of £74.5k (+16% from £64.1k).
Does 4Wealth use any other names?
It has previously used the name 4 Wealth Ltd.

Sources and links

The full report on 4Wealth Limited

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