A&A Independent Financial Services Ltd

Reference number: 1050233

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When aandamortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 01737 925222 is
  • Who else gives the postcode KT20 6QT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • A&A Mortgages Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13280332
Company status
Active
Company type
Private limited company
Incorporated
21 March 2021 (5 years old)
Registered office
C/O Aanda Accounting Services, 2 Acorn Grove, Surrey, Kingswood, KT20 6QT, England
Nature of business
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Directors and company secretaries

Name Role Born Appointed Other companies
Arash Shababi Director Jan 1970 21 Mar 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Employees (average)

1

Same as 1

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13280332. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

A&A Independent Financial Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2026

19 June 2026

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2021

21 March 2021

  • Incorporated at Companies House
  • Arash Shababi took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like A&A Independent Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Tadworth

Priory Mortgage Services LtdTadworthAuthorisedGeorge IleyTadworthAppointed representativeKeith Anthony AbbottTadworthAppointed representativeMarco Finance LimitedTadworthAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on A&A Independent Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is A&A Independent Financial Services Ltd FCA authorised?
Yes, A&A Independent Financial Services Ltd (FRN 1050233) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2026 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is A&A Independent Financial Services’ phone number and website?
The FCA register lists the phone number 01737 925222 and the website aandamortgages.co.uk for A&A Independent Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is A&A Independent Financial Services a scam or clone?
A&A Independent Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with A&A Independent Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about A&A Independent Financial Services to the Financial Ombudsman Service, free of charge.
Who owns A&A Independent Financial Services?
Companies House lists one person with significant control of A&A Independent Financial Services: Mr Arash Shababi (75–100% of shares).
Who runs A&A Independent Financial Services?
Companies House lists one director of A&A Independent Financial Services: Arash Shababi.
How long has A&A Independent Financial Services been in business?
The company was formed on 21 March 2021, and has held its current FCA authorisation since June 2026.
What do A&A Independent Financial Services’ latest accounts show?
Does A&A Independent Financial Services use any other names?
It trades as A&A Mortgages.

Sources and links

The full report on A&A Independent Financial Services Ltd

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