A and E Joinery Limited
Reference number: 918428
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Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2009
- Accounts filed up to 31 March 2023
- 1 thing worth a closer look in the background checks
Responsible principal firm
SHERMIN FINANCE LIMITED Reference number: 727594 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- A and E Joinery Limited (FRN 918428) introduces customers to SHERMIN FINANCE LIMITED (FRN 727594). Any regulated advice or arranging is done by the principal, not A and E Joinery.
- Example: if A and E Joinery refers you to a financial adviser, the advice should come from the principal firm, not from A and E Joinery itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
9 Cathel Drive, Great Barr, Birmingham, West Midlands, B42 1HH, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When lifestylerooms.co.uk first appeared online, and whether it can receive email
- What kind of line 07778 033297 is
- Who else gives the postcode B42 1HH
Other names (2)
If you were contacted under any of these names, it is this firm.
- A & E Joinery Ltd Former name: A name it was registered under before.
- Lifestyle Home Improvements Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Shermin Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07049203 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 October 2009 (17 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Joinery installation (SIC 43320)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Simon Peter Essex | Director | Apr 1961 | 19 Oct 2009 | 3 other companies |
| Alan Gerard Ward | Director | Sep 1967 | 31 Jan 2010 | 4 other companies |
| Declan John William Ward | Director | Nov 1996 | 22 Sep 2026 | 1 other company |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 5
- run together
- 2
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 companies these 3 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£5,162
No earlier figure to compare
Cash at bank
£15.0k
+6.1% from £14.1k
Employees (average)
2
Same as 2
Owed within a year
£73.0k
+163% from £27.8k
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2020 to 2023
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07049203. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
A and E Joinery’s history from the FCA register and Companies House, newest first.
2021
16 April 2021
- Changed its registered name from "A & E Joinery Ltd"
FCA register
2019
17 December 2019
- Became an introducer appointed representative
FCA register
2016
6 April 2016
- Alan Gerard Ward became a part-owner (25–50% of shares)
- Simon Peter Essex became a part-owner (25–50% of shares)
Companies House
2009
19 October 2009
- Incorporated at Companies House
Companies House
In the full report: all 14 events
- All 14 events in its history (5 shown here)
- Every director appointment and resignation: 5
Firms like A and E Joinery
Other firms of the same type (home improvement or trades), nearest first.
In Birmingham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on A and E Joinery
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 4 years of accounts, charted
- All 14 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk