A.c. Cars (Sussex) Limited

Reference number: 437159

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

AUTOMOTIVE COMPLIANCE LIMITED Reference number: 497010 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • A.C. CARS (SUSSEX) LIMITED (FRN 437159) is an AR of AUTOMOTIVE COMPLIANCE LIMITED (FRN 497010). When you use A.C. CARS (SUSSEX)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from A.C. CARS (SUSSEX), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ac-cars.com first appeared online, and whether it can receive email
  • What kind of line 01342 824488 is
  • Who else gives the postcode TN4 0PN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • A C Cars Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Automotive Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12096119
Company status
Active
Company type
Private limited company
Incorporated
10 July 2019 (7 years old)
Registered office
116 London Road, Southborough, Tunbridge Wells, Kent, TN4 0PN, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Adrian Charles Colliver Director Nov 1945 10 Jul 2019 1 other company
Matthew James Colliver Director Feb 1974 1 Oct 2020 None
Simon Charles Colliver Director Apr 1976 1 Oct 2020 None
Timothy Adrian Colliver Director Nov 1979 1 Oct 2020 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£1.02m

Up £1.01m from £12.1k

Employees (average)

11

−15% from 13

Owed within a year

£752k

−55% from £1.68m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12096119. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

A.c. Cars (Sussex)’s history from the FCA register and Companies House, newest first.

Key events (11) All events (17)

2025

18 December 2025

  • Hazel Colliver stopped being a part-owner

Companies House

9 November 2025

  • Changed its registered name from "A C Cars (Sussex) Limited"

FCA register

2024

1 August 2024

  • Matthew James Colliver became a part-owner (25–50% of shares)
  • Simon Charles Colliver became a part-owner (25–50% of shares)
  • Timothy Adrian Colliver became a part-owner (25–50% of shares)

Companies House

2020

15 April 2020

  • Changed its registered name from "A.C. Cars (Sussex) Limited"

FCA register

18 March 2020

  • Changed its registered name from "A C Cars"

FCA register

2019

10 July 2019

  • Incorporated at Companies House
  • Adrian Charles Colliver became a part-owner (25–50% of shares)
  • Hazel Colliver became a part-owner (25–50% of shares)

Companies House

2005

10 August 2005

  • Became an appointed representative

FCA register

In the full report: all 17 events

  • All 17 events in its history (11 shown here)
  • Every director appointment and resignation: 6
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Get the full report on A.c. Cars (Sussex)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is A.c. Cars (Sussex) Limited FCA authorised?
A.c. Cars (Sussex) Limited (FRN 437159) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for A.c. Cars (Sussex)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. A.c. Cars (Sussex) Limited (FRN 437159) is an AR of AUTOMOTIVE COMPLIANCE LIMITED (FRN 497010). When you use A.c. Cars (Sussex)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from A.c. Cars (Sussex), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is A.c. Cars (Sussex)’s phone number and website?
The FCA register lists the phone number 01342 824488 and the website ac-cars.com for A.c. Cars (Sussex). If you were given different contact details, use these to check with the firm before going any further.
Is A.c. Cars (Sussex) a scam or clone?
A.c. Cars (Sussex) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with A.c. Cars (Sussex)?
Protection works through Automotive Compliance Limited, the principal firm responsible for A.c. Cars (Sussex)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns A.c. Cars (Sussex)?
Companies House lists 4 people with significant control of A.c. Cars (Sussex): Mr Matthew James Colliver (25–50% of shares), Mr Simon Charles Colliver (25–50% of shares), Mr Timothy Adrian Colliver (25–50% of shares) and Mr Adrian Charles Colliver (25–50% of shares). Before that, it was controlled by Mrs Hazel Colliver.
Who runs A.c. Cars (Sussex)?
Companies House lists 4 directors of A.c. Cars (Sussex): Adrian Charles Colliver, Matthew James Colliver, Simon Charles Colliver and Timothy Adrian Colliver.
How long has A.c. Cars (Sussex) been in business?
The company was formed on 10 July 2019.
What do A.c. Cars (Sussex)’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £1.02m (up £1.01m from £12.1k).
Does A.c. Cars (Sussex) use any other names?
It has previously used the name A C Cars.

Sources and links

The full report on A.c. Cars (Sussex) Limited

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