A G Mortgages Limited

Reference number: 468855

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When agmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 188 1919 is
  • Who else gives the postcode BL2 4LU
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06008421
Company status
Active
Company type
Private limited company
Incorporated
24 November 2006 (19 years old)
Registered office
34 Kirklands, Harwood, Bolton, BL2 4LU, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam Nigel Guratsky Director Nov 1963 24 Nov 2006 1 other company
Lina Guratsky Director Dec 1964 10 Jan 2023 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Total equity

£320

−90% from £3,177

Cash at bank

£5,928

<1% from £5,886

Owed within a year

£5,608

+107% from £2,709

Total equity

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06008421. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

A G Mortgages’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2016

6 April 2016

  • Adam Nigel Guratsky took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

6 September 2007

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2006

24 November 2006

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like A G Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bolton

Barlow Irvin Financial Services LtdBoltonAuthorisedCorniche Financial Services LtdBoltonAuthorisedIMT Financial LimitedBoltonAuthorisedK&m Walker Enterprises LimitedBoltonAuthorisedLendle Finance Group LtdBoltonAuthorisedLifepro LtdBoltonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on A G Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is A G Mortgages Limited FCA authorised?
Yes, A G Mortgages Limited (FRN 468855) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2007 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is A G Mortgages’ phone number and website?
The FCA register lists the phone number 0333 188 1919 and the website agmortgages.co.uk for A G Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is A G Mortgages a scam or clone?
A G Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with A G Mortgages?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about A G Mortgages to the Financial Ombudsman Service, free of charge.
Who owns A G Mortgages?
Companies House lists one person with significant control of A G Mortgages: Mr Adam Nigel Guratsky (75–100% of shares).
Who runs A G Mortgages?
Companies House lists 2 directors of A G Mortgages: Adam Nigel Guratsky and Lina Guratsky.
How long has A G Mortgages been in business?
The company was formed on 24 November 2006, and has held its current FCA authorisation since September 2007.
What do A G Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £320 (−90% from £3,177) and cash at bank of £5,928 (<1% from £5,886).

Sources and links

The full report on A G Mortgages Limited

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