A J Lowther & Son Limited

Reference number: 750572

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

BOC LIMITED Reference number: 715528 Caution View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • A J Lowther & Son Limited (FRN 750572) introduces customers to BOC LIMITED (FRN 715528). Any regulated advice or arranging is done by the principal, not A J Lowther & Son.
  • Example: if A J Lowther & Son refers you to a financial adviser, the advice should come from the principal firm, not from A J Lowther & Son itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ajlowther.co.uk first appeared online, and whether it can receive email
  • What kind of line 01600 890482 is
  • Who else gives the postcode HR9 6DF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Boc Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
A.J. LOWTHER & SON LTD
Company number
00841528
Company status
Active
Company type
Private limited company
Incorporated
18 March 1965 (61 years old)
Registered office
The Factory, Whitchurch, Ross-On-Wye, Herefordshire, HR9 6DF
Nature of business
  • Construction of other civil engineering projects not elsewhere classified (SIC 42990)

Directors and company secretaries

Name Role Born Appointed Other companies
Antony John Faulkner Director Jun 1970 1 Jul 2010 1 other company
Antony John Innes Lowther Director Oct 1958 Not published 29 other companies
Tammy Louise James Secretary Not published 1 Jul 2015 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
29
closed down
15
went insolvent
2

In the full report: all 29 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2026Full accountsAudited

Turnover

£18.1m

+17% from £15.5m

Profit before tax

£966k

−23% from £1.25m

Net assets

£1.72m

+5.3% from £1.63m

Cash at bank

£683k

−63% from £1.83m

Turnover and profit

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 00841528. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

A J Lowther & Son’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2016

21 June 2016

  • Became an introducer appointed representative

FCA register

6 April 2016

  • Lowther Holdings Limited took control (75–100% of shares)

Companies House

1965

18 March 1965

  • Incorporated at Companies House

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms connected to A J Lowther & Son

Other FCA-listed firms that share a director, phone number or address with A J Lowther & Son. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Get the full report on A J Lowther & Son

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 29 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is A J Lowther & Son Limited FCA authorised?
A J Lowther & Son Limited (FRN 750572) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for A J Lowther & Son?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. A J Lowther & Son Limited (FRN 750572) introduces customers to BOC LIMITED (FRN 715528). Any regulated advice or arranging is done by the principal, not A J Lowther & Son. Example: if A J Lowther & Son refers you to a financial adviser, the advice should come from the principal firm, not from A J Lowther & Son itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is A J Lowther & Son’s phone number and website?
The FCA register lists the phone number 01600 890482 and the website ajlowther.co.uk for A J Lowther & Son. If you were given different contact details, use these to check with the firm before going any further.
Is A J Lowther & Son a scam or clone?
A J Lowther & Son is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with A J Lowther & Son?
Protection works through Boc Limited, the principal firm responsible for A J Lowther & Son's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns A J Lowther & Son?
A J Lowther & Son is owned by Lowther Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016.
Who runs A J Lowther & Son?
Companies House lists 2 directors of A J Lowther & Son: Antony John Faulkner and Antony John Innes Lowther.
How long has A J Lowther & Son been in business?
The company was formed on 18 March 1965.
What do A J Lowther & Son’s latest accounts show?
Its latest accounts, to 30 June 2026, show turnover of £18.1m (+17% from £15.5m) and profit before tax of £966k (−23% from £1.25m).

Sources and links

The full report on A J Lowther & Son Limited

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