A.m.s. (Access Mortgage Solutions) Limited

Reference number: 602409

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When amsmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 0121 351 3710 is
  • Who else gives the postcode B46 3BP
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Access Mortgages Solutions Trading name
  • City Contractor Finance Former trading name
  • Mortgages4.contractors Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08444769
Company status
Active
Company type
Private limited company
Incorporated
14 March 2013 (13 years old)
Registered office
Chantry House High Street, Coleshill, Birmingham, Warwickshire, B46 3BP, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
David Alan James Mccrum Director May 1969 14 Mar 2013 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£275k

−18% from £336k

Cash at bank

£205k

+12% from £182k

Employees (average)

6

Same as 6

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08444769. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

A.m.s. (Access Mortgage Solutions)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (17)

2017

30 March 2017

  • Ams2 Holdings Limited took control (75–100% of shares)
  • David Alan James McCrum stopped being a part-owner

Companies House

2016

30 June 2016

  • David Alan James McCrum became a part-owner (25–50% of shares)

Companies House

2014

2 January 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2013

14 March 2013

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms like A.m.s. (Access Mortgage Solutions)

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Birmingham (B) postcode area

A & M PartnershipRedditchAuthorisedAdvance Mortgage Funding LimitedWest MidlandsAuthorisedAffiliate Finance LtdBirminghamAuthorisedAlderbrook Financial Services LimitedBirminghamAuthorisedAnytime Mortgages LtdWest MidlandsAuthorisedApex Private Finance LimitedSutton ColdfieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on A.m.s. (Access Mortgage Solutions)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is A.m.s. (Access Mortgage Solutions) Limited FCA authorised?
Yes, A.m.s. (Access Mortgage Solutions) Limited (FRN 602409) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2014 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is A.m.s. (Access Mortgage Solutions)’s phone number and website?
The FCA register lists the phone number 0121 351 3710 and the website amsmortgages.co.uk for A.m.s. (Access Mortgage Solutions). If you were given different contact details, use these to check with the firm before going any further.
Is A.m.s. (Access Mortgage Solutions) a scam or clone?
A.m.s. (Access Mortgage Solutions) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with A.m.s. (Access Mortgage Solutions)?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about A.m.s. (Access Mortgage Solutions) to the Financial Ombudsman Service, free of charge.
Who owns A.m.s. (Access Mortgage Solutions)?
A.m.s. (Access Mortgage Solutions) is owned by Ams2 Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 30 March 2017. Before that, it was controlled by Mr David Alan James McCrum.
Who runs A.m.s. (Access Mortgage Solutions)?
Companies House lists one director of A.m.s. (Access Mortgage Solutions): David Alan James McCrum.
How long has A.m.s. (Access Mortgage Solutions) been in business?
The company was formed on 14 March 2013, and has held its current FCA authorisation since January 2014.
What do A.m.s. (Access Mortgage Solutions)’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £275k (−18% from £336k) and cash at bank of £205k (+12% from £182k).
Does A.m.s. (Access Mortgage Solutions) use any other names?
It trades as Access Mortgages Solutions. It has previously used 2 other names: City Contractor Finance and Mortgages4.contractors.

Sources and links

The full report on A.m.s. (Access Mortgage Solutions) Limited

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