A McIlrath & Son Ltd

Reference number: 1022360

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • A MCILRATH & SON LTD (FRN 1022360) introduces customers to Rural Finance Limited (FRN 630701). Any regulated advice or arranging is done by the principal, not A MCILRATH & SON.
  • Example: if A MCILRATH & SON refers you to a financial adviser, the advice should come from the principal firm, not from A MCILRATH & SON itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mcilraths.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 7086 8210 is
  • Who else gives the postcode BT51 4BN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • David & Ann McIlrath Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rural Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 June 2021 (5 years old)
Registered office
50 Glenkeen Road Aghadowey, Coleraine, BT51 4BN, United Kingdom
Nature of business
  • Wholesale of agricultural machinery, equipment and supplies (SIC 46610)
  • Other retail sale in non-specialised stores (SIC 47190)

Directors and company secretaries

Name Role Born Appointed Other companies
David Alexander Mcilrath Director Oct 1971 21 Jun 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Dormant company accountsNot audited

Net assets

£300

Same as £300

Cash at bank

£300

Same as £300

These accounts were filed as dormant: the company reported no significant trading in the period.

Net assets

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company NI680180. Figures are exactly as filed; nothing is estimated.

Key dates in its history

A McIlrath & Son’s history from the FCA register and Companies House, newest first.

2025

30 July 2025

  • Changed its registered name from "David & Ann McIlrath"

FCA register

2024

29 November 2024

  • Became an introducer appointed representative

FCA register

21 June 2024

  • Ann McIlrath stopped being a part-owner

Companies House

2022

15 October 2022

  • John McIlrath stopped being a part-owner

Companies House

2021

21 June 2021

  • Incorporated at Companies House
  • Ann McIlrath became a part-owner (25–50% of shares)
  • David Alexander McIlrath took control (75–100% of shares)
  • John McIlrath became a part-owner (25–50% of shares)

Companies House

In the full report: all 14 events

  • All 14 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms like A McIlrath & Son

Other firms of the same type (retailer), nearest first.

In Coleraine

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on A McIlrath & Son

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is A McIlrath & Son Ltd FCA authorised?
A McIlrath & Son Ltd (FRN 1022360) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for A McIlrath & Son?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. A McIlrath & Son Ltd (FRN 1022360) introduces customers to Rural Finance Limited (FRN 630701). Any regulated advice or arranging is done by the principal, not A McIlrath & Son. Example: if A McIlrath & Son refers you to a financial adviser, the advice should come from the principal firm, not from A McIlrath & Son itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is A McIlrath & Son’s phone number and website?
The FCA register lists the phone number 028 7086 8210 and the website mcilraths.co.uk for A McIlrath & Son. If you were given different contact details, use these to check with the firm before going any further.
Is A McIlrath & Son a scam or clone?
A McIlrath & Son is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with A McIlrath & Son?
Protection works through Rural Finance Limited, the principal firm responsible for A McIlrath & Son's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns A McIlrath & Son?
Companies House lists one person with significant control of A McIlrath & Son: Mr David Alexander McIlrath (75–100% of shares). Before that, it was controlled by Mrs Ann McIlrath and Mr John McIlrath.
Who runs A McIlrath & Son?
Companies House lists one director of A McIlrath & Son: David Alexander McIlrath.
How long has A McIlrath & Son been in business?
The company was formed on 21 June 2021.
What do A McIlrath & Son’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £300 (same as £300) and cash at bank of £300 (same as £300).
Does A McIlrath & Son use any other names?
It has previously used the name David & Ann McIlrath.

Sources and links

The full report on A McIlrath & Son Ltd

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