A S Premium Funding Limited

Reference number: 727375

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01793 863693

  • Address

    A S Premium Funding Ltd, Unit 4, Coped Hall Business Park, Royal Wootton Bassett, Swindon, Wiltshire, SN4 8DP, United Kingdom

In the full report: 2 background checks

  • What kind of line 01793 863693 is
  • Who else gives the postcode SN4 8DP
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07695485
Company status
Active
Company type
Private limited company
Incorporated
6 July 2011 (15 years old)
Registered office
Unit 4 Coped Hall Business Park, Royal Wootton Bassett, Swindon, SN4 8DP, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Sarah Louise Richards Director Apr 1978 6 Jul 2011 2 other companies
Ivan Frank Richards Secretary Not published 6 Jul 2011 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£72.2k

+45% from £49.9k

Employees (average)

2

Same as 2

Owed within a year

£587k

+11% from £528k

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07695485. Figures are exactly as filed; nothing is estimated.

Key dates in its history

A S Premium Funding’s history from the FCA register and Companies House, newest first.

Key events (8) All events (11)

2016

31 July 2016

  • Sarah Louise Richards stopped being the majority owner

Companies House

18 April 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Ivan Frank Richards became a part-owner (25–50% of shares)
  • Ivan Frank Richards stopped being a part-owner
  • Sarah Louise Richards became the majority owner (50–75% of shares)
  • Sarah Louise Richards gained significant control

Companies House

2011

6 July 2011

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (8 shown here)
  • Every director appointment and resignation: 1
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Firms connected to A S Premium Funding

Other FCA-listed firms that share a director, phone number or address with A S Premium Funding. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like A S Premium Funding

Other firms of the same type (lender), nearest first.

In Swindon

Arval UK LimitedSwindonAuthorisedAjibike OlaogunSwindonAuthorisedAdvanced Imaging Systems LimitedSwindonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on A S Premium Funding

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is A S Premium Funding Limited FCA authorised?
Yes, A S Premium Funding Limited (FRN 727375) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is A S Premium Funding’s phone number?
The FCA register lists the phone number 01793 863693 for A S Premium Funding. If you were given different contact details, use these to check with the firm before going any further.
Is A S Premium Funding a scam or clone?
A S Premium Funding is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with A S Premium Funding?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how A S Premium Funding handles your money, so check the specific product before you commit. You can also refer complaints about A S Premium Funding to the Financial Ombudsman Service, free of charge.
Who owns A S Premium Funding?
Companies House lists one person with significant control of A S Premium Funding: Ms Sarah Louise Richards (significant influence or control). Before that, it was controlled by Mr Ivan Frank Richards.
Who runs A S Premium Funding?
Companies House lists one director of A S Premium Funding: Sarah Louise Richards.
How long has A S Premium Funding been in business?
The company was formed on 6 July 2011, and has held its current FCA authorisation since April 2016.
What do A S Premium Funding’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £72.2k (+45% from £49.9k).

Sources and links

The full report on A S Premium Funding Limited

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