A to Z 4U Limited

Reference number: 505581

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No longer authorised

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 13 September 2012.

This FCA record is no longer authorised, but the company is still on the register with full FCA authorisation under FRN 570837 →.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Last known phone number

    020 8903 6007

  • Last known address

    26a The Broadway, Southall, Middlesex, UB1 1PS, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8903 6007 is
  • Who else gives the postcode UB1 1PS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • S.M. World Money Exchange Trading name

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
A TO Z 4U LTD
Company number
06268069
Company status
Active
Company type
Private limited company
Incorporated
4 June 2007 (19 years old)
Registered office
New Broad Street House, 35 New Broad Street, London, EC2M 1NH, England
Nature of business
  • Other telecommunications activities (SIC 61900)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Ahmad Zia Director Mar 1983 7 Aug 2024 3 other companies
Vashigar Bose Director Nov 1990 1 Jun 2025 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£78.2k

+291% from £20.0k

Employees (average)

5

+25% from 4

Owed within a year

£22.9k

Up £22.9k from £0

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06268069. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

A to Z 4U’s history from the FCA register and Companies House, newest first.

Key events (12) All events (17)

2024

7 August 2024

  • Ali Shah Hamdard became a part-owner (25–50% of shares)
  • Firoz Latif Millwala stopped being a part-owner

Companies House

22 July 2024

  • Ahmad Zia became the majority owner (50–75% of shares)
  • Jamila Millwala stopped being a part-owner

Companies House

2016

6 April 2016

  • Firoz Latif Millwala became a part-owner (25–50% of shares)
  • Jamila Millwala became a part-owner (25–50% of shares)

Companies House

2012

13 September 2012

  • No longer regulated by the Financial Services Authority
  • No longer supervised by HMRC
  • Status on the FCA register became "Cancelled - Small PI"

FCA register

2010

21 December 2010

  • Regulated by the Financial Services Authority from this date

FCA register

2007

4 June 2007

  • Incorporated at Companies House

Companies House

25 April 2007

  • Supervised by HMRC under the money laundering rules from this date

FCA register

In the full report: all 17 events

  • All 17 events in its history (12 shown here)
  • Every director appointment and resignation: 4
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Firms connected to A to Z 4U

Other FCA-listed firms that share a director, phone number or address with A to Z 4U. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
no longer authorised
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Get the full report on A to Z 4U

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 17 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is A to Z 4U Limited FCA authorised?
No. A to Z 4U Limited (FRN 505581) is still listed on the FCA register, but the record is closed: no longer authorised.
Is A to Z 4U a scam or clone?
A to Z 4U is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with A to Z 4U?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with A to Z 4U has no cover, because it is no longer permitted to carry it out.
Who owns A to Z 4U?
Companies House lists 2 people with significant control of A to Z 4U: Mr Ahmad Zia (50–75% of shares) and Mr Ali Shah Hamdard (25–50% of shares). Before that, it was controlled by Mr Firoz Latif Millwala and Mrs Jamila Millwala.
Who runs A to Z 4U?
Companies House lists 2 directors of A to Z 4U: Ahmad Zia and Vashigar Bose.
How long has A to Z 4U been in business?
The company was formed on 4 June 2007.
What do A to Z 4U’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £78.2k (+291% from £20.0k).
Does A to Z 4U use any other names?
It trades as S.M. World Money Exchange.

Sources and links

The full report on A to Z 4U Limited

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