A Welch & Sons Limited

Reference number: 981100

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Distinct Funeral Plans Limited Reference number: 965289 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • A Welch & Sons Limited (FRN 981100) is an AR of Distinct Funeral Plans Limited (FRN 965289). When you use A Welch & Sons's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from A Welch & Sons, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When awelchandsons.co.uk first appeared online, and whether it can receive email
  • What kind of line 01227 374995 is
  • Who else gives the postcode CT6 7PJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • A Welch & Sons Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Distinct Funeral Plans Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00459014
Company status
Active
Company type
Private limited company
Incorporated
22 September 1948 (78 years old)
Registered office
94 Station Road, Herne Bay, Kent, CT6 5QB
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Timothy Mark Welch Director May 1968 9 Jun 2006 None
Angie Welch Director Sep 1977 12 Mar 2015 None
Timothy Mark Welch Secretary Not published 9 Jun 2006 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£1.35m

+3.5% from £1.31m

Cash at bank

£461k

<1% from £458k

Employees (average)

12

Same as 12

Owed within a year

£76.4k

−16% from £90.4k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00459014. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

A Welch & Sons’s history from the FCA register and Companies House, newest first.

Key events (8) All events (13)

2026

16 September 2026

  • Changed its registered name from "A Welch & Sons Ltd"

FCA register

15 September 2026

  • Changed its registered name from "A Welch & Sons Limited"

FCA register

2022

17 August 2022

  • Became an appointed representative

FCA register

20 May 2022

  • Harold Peter Welch no longer holds 25–50% of the votes
  • Lucy Jane Kistruck became a part-owner (25–50% of shares)
  • Timothy Mark Welch became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Harold Peter Welch gained 25–50% of the votes

Companies House

1948

22 September 1948

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms like A Welch & Sons

Other firms of the same type (funeral director), nearest first.

In Herne Bay

Herne Bay Funeral ServiceHerne BayAppointed representative

In the Canterbury (CT) postcode area

Beltinge & District Funeral Services LimitedDealAppointed representativeC. W. Lyons & Son (Canterbury) LtdCanterburyAppointed representativeGore Brothers LimitedMargateAppointed representativeH. R. Palmer LimitedRamsgateAppointed representativeJ Dilnot-Smith LimitedDealAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on A Welch & Sons

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is A Welch & Sons Limited FCA authorised?
A Welch & Sons Limited (FRN 981100) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for A Welch & Sons?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. A Welch & Sons Limited (FRN 981100) is an AR of Distinct Funeral Plans Limited (FRN 965289). When you use A Welch & Sons's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from A Welch & Sons, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is A Welch & Sons’ phone number and website?
The FCA register lists the phone number 01227 374995 and the website awelchandsons.co.uk for A Welch & Sons. If you were given different contact details, use these to check with the firm before going any further.
Is A Welch & Sons a scam or clone?
A Welch & Sons is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with A Welch & Sons?
Protection works through Distinct Funeral Plans Limited, the principal firm responsible for A Welch & Sons's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns A Welch & Sons?
Companies House lists 2 people with significant control of A Welch & Sons: Mr Timothy Mark Welch (25–50% of shares) and Mrs Lucy Jane Kistruck (25–50% of shares). Before that, it was controlled by Mr Harold Peter Welch.
Who runs A Welch & Sons?
Companies House lists 2 directors of A Welch & Sons: Timothy Mark Welch and Angie Welch.
How long has A Welch & Sons been in business?
The company was formed on 22 September 1948.
What do A Welch & Sons’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £1.35m (+3.5% from £1.31m) and cash at bank of £461k (<1% from £458k).
Does A Welch & Sons use any other names?
It has previously used the name A Welch & Sons Ltd.

Sources and links

The full report on A Welch & Sons Limited

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