A1 Guarantee LIMITED

Reference number: 431700

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • A1 Guarantee LIMITED (FRN 431700) is an AR of GLOBAL INSURANCE MANAGEMENT LTD (FRN 311911). When you use A1 Guarantee's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from A1 Guarantee, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07825 275074

  • Address

    Bourn, 1 Manor House Drive, Coventry, Coventry, CV1 2FX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07825 275074 is
  • Who else gives the postcode CV1 2FX
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • A1 Guarantee Ltd Former name: A name it was registered under before.
  • Lumley Warranty Services Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Global Insurance Management Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 January 1969 (57 years old)
Registered office
5th Floor, Bourn, 1 Manor House Drive, Coventry, CV1 2FX, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Rohan Malhotra Director Dec 1985 30 Jun 2023 1 other company
Ankur Kamboj Director Jan 1981 30 Jun 2023 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 2 directors run together
  • All 23 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsAudited

Net assets

£100

No earlier figure to compare

Cash at bank

£168k

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£1.17m

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 00946609. Figures are exactly as filed; nothing is estimated.

Key dates in its history

A1 Guarantee’s history from the FCA register and Companies House, newest first.

2026

17 July 2026

  • Changed its registered name from "A1 Guarantee Ltd"

FCA register

2017

31 July 2017

  • John David Gilbert no longer has significant control

Companies House

2016

6 April 2016

  • Global Insurance Mangement Limited took control (75–100% of shares)
  • John David Gilbert gained significant control

Companies House

2009

25 March 2009

  • Changed its registered name from "Lumley Warranty Services Ltd"

FCA register

2005

26 April 2005

  • Became an appointed representative

FCA register

1969

23 January 1969

  • Incorporated at Companies House

Companies House

In the full report: all 47 events

  • All 47 events in its history (7 shown here)
  • Every director appointment and resignation: 40
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Firms connected to A1 Guarantee

Other FCA-listed firms that share a director, phone number or address with A1 Guarantee. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like A1 Guarantee

Other firms of the same type (insurance broker), nearest first.

In Coventry

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on A1 Guarantee

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 47 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is A1 Guarantee LIMITED FCA authorised?
A1 Guarantee LIMITED (FRN 431700) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for A1 Guarantee?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. A1 Guarantee LIMITED (FRN 431700) is an AR of GLOBAL INSURANCE MANAGEMENT LTD (FRN 311911). When you use A1 Guarantee's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from A1 Guarantee, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is A1 Guarantee’s phone number?
The FCA register lists the phone number 07825 275074 for A1 Guarantee. If you were given different contact details, use these to check with the firm before going any further.
Is A1 Guarantee a scam or clone?
A1 Guarantee is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with A1 Guarantee?
Protection works through Global Insurance Management Ltd, the principal firm responsible for A1 Guarantee's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns A1 Guarantee?
A1 Guarantee is owned by Global Insurance Mangement Limited, which holds 75–100% of shares, since 6 April 2016. Before that, it was controlled by Mr John David Gilbert.
Who runs A1 Guarantee?
Companies House lists 2 directors of A1 Guarantee: Rohan Malhotra and Ankur Kamboj.
How long has A1 Guarantee been in business?
The company was formed on 23 January 1969.
What do A1 Guarantee’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £100 (no earlier figure to compare) and cash at bank of £168k (no earlier figure to compare).
Does A1 Guarantee use any other names?
It has previously used 2 other names: A1 Guarantee Ltd and Lumley Warranty Services Ltd.

Sources and links

The full report on A1 Guarantee LIMITED

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