AA Mortgages and Finance Limited

Reference number: 769567

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07966 504130

  • Address

    11 Snackgate Lane, Heighington Village, Newton Aycliffe, Darlington, DL5 6RG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07966 504130 is
  • Who else gives the postcode DL5 6RG
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10491234
Company status
Active
Company type
Private limited company
Incorporated
22 November 2016 (9 years old)
Registered office
Units 8/9 Welbury Way, Aycliffe Business Park, Newton Aycliffe, Durham, DL5 6ZE, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Allison Mcphee Director Jan 1964 22 Nov 2016 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£17.8k

+93% from £9,251

Employees (average)

2

Same as 2

Owed within a year

£12.7k

−14% from £14.8k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10491234. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

AA Mortgages and Finance’s history from the FCA register and Companies House, newest first.

2023

6 November 2023

  • FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)

FCA register

2017

3 April 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

22 November 2016

  • Incorporated at Companies House
  • Allison McPhee took control (75–100% of shares)
  • Allison McPhee appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like AA Mortgages and Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Newton Aycliffe

Peareth Financial LtdNewton AycliffeAppointed representative

In the Darlington (DL) postcode area

1 to 1 Technology LimitedDarlingtonAuthorisedArtemis Financial Services LimitedDarlingtonAuthorisedJust Money UK LimitedDarlingtonAuthorisedMapp's Mortgage & Insurance LtdCrookAuthorisedNorthallerton Insurance Services LtdNorthallertonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on AA Mortgages and Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is AA Mortgages and Finance Limited FCA authorised?
Yes, AA Mortgages and Finance Limited (FRN 769567) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2017 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is AA Mortgages and Finance’s phone number?
The FCA register lists the phone number 07966 504130 for AA Mortgages and Finance. If you were given different contact details, use these to check with the firm before going any further.
Is AA Mortgages and Finance a scam or clone?
AA Mortgages and Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with AA Mortgages and Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about AA Mortgages and Finance to the Financial Ombudsman Service, free of charge.
Who owns AA Mortgages and Finance?
Companies House lists one person with significant control of AA Mortgages and Finance: Mrs Allison McPhee (75–100% of shares).
Who runs AA Mortgages and Finance?
Companies House lists one director of AA Mortgages and Finance: Allison McPhee.
How long has AA Mortgages and Finance been in business?
The company was formed on 22 November 2016, and has held its current FCA authorisation since April 2017.
What do AA Mortgages and Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £17.8k (+93% from £9,251).

Sources and links

The full report on AA Mortgages and Finance Limited

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