Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 March 2025
Responsible principal firm
The Right Mortgage Limited Reference number: 649443 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Abacus Mortgage & Protection Advice Ltd (FRN 983031) is an AR of The Right Mortgage Limited (FRN 649443). When you use Abacus Mortgage & Protection Advice's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Abacus Mortgage & Protection Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
56 Hamilton Square, Birkenhead, Merseyside, CH41 5AS, United Kingdom
In the full report: 2 background checks
- What kind of line 0151 647 2266 is
- Who else gives the postcode CH41 5AS
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13901708 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 February 2022 (4 years old)
- Registered office
- 166 Banks Road West Kirby, Wirral, CH48 0RH, England
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Sarah Jane Gray | Director | Aug 1966 | 8 Feb 2022 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£22
Down £129 from £151
Employees (average)
2
Same as 2
Owed within a year
£8,234
+6.1% from £7,758
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13901708. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Abacus Mortgage & Protection Advice’s history from the FCA register and Companies House, newest first.
2022
11 September 2022
- Became an appointed representative
FCA register
8 February 2022
- Incorporated at Companies House
- Sarah Jane Gray took control (75–100% of shares)
- Sarah Jane Gray appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Abacus Mortgage & Protection Advice
Other FCA-listed firms that share a director, phone number or address with Abacus Mortgage & Protection Advice. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share its postcode
- 5
In the full report: all 5 connected firms, named
- How each is linked: the same postcode (5)
- Who links each one: the named directors, with dates
Firms like Abacus Mortgage & Protection Advice
Other firms of the same type (mortgage adviser or broker), nearest first.
In Birkenhead
In the Chester (CH) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Abacus Mortgage & Protection Advice
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 4 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Abacus Mortgage & Protection Advice Ltd FCA authorised?
What does appointed representative mean for Abacus Mortgage & Protection Advice?
What is Abacus Mortgage & Protection Advice’s phone number?
Is Abacus Mortgage & Protection Advice a scam or clone?
Is my money safe with Abacus Mortgage & Protection Advice?
Who owns Abacus Mortgage & Protection Advice?
Who runs Abacus Mortgage & Protection Advice?
How long has Abacus Mortgage & Protection Advice been in business?
What do Abacus Mortgage & Protection Advice’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk