Abco Payroll Limited

Reference number: 1021321

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Abco Payroll Limited (FRN 1021321) introduces customers to St. James's Place Wealth Management Plc (FRN 195351). Any regulated advice or arranging is done by the principal, not Abco Payroll.
  • Example: if Abco Payroll refers you to a financial adviser, the advice should come from the principal firm, not from Abco Payroll itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01279 504550

  • Address

    54 Stansted Courtyard, Parsonage Road, Bishops Stortford, Herts, CM22 6PU, United Kingdom

In the full report: 2 background checks

  • What kind of line 01279 504550 is
  • Who else gives the postcode CM22 6PU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01312812
Company status
Active
Company type
Private limited company
Incorporated
5 May 1977 (49 years old)
Registered office
54 Stansted Courtyard Parsonage Road, Bishops Stortford, Herts, CM22 6PU, United Kingdom
Nature of business
  • Data processing, hosting and related activities (SIC 63110)

Directors and company secretaries

Name Role Born Appointed Other companies
Alexandra Claire Fleet Director Apr 1977 30 Sep 2014 None
Sonia Mary Wilkinson Director Apr 1948 23 Oct 2020 None
Sonia Mary Wilkinson Secretary Not published Not published –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£109k

+23% from £88.8k

Cash at bank

£93.2k

−3.4% from £96.4k

Employees (average)

7

+40% from 5

Owed within a year

£44.9k

+2.1% from £44.0k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 01312812. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Abco Payroll’s history from the FCA register and Companies House, newest first.

Key events (9) All events (12)

2024

8 November 2024

  • Became an introducer appointed representative

FCA register

5 July 2024

  • Sonia Mary Wilkinson stopped being a part-owner

Companies House

2020

15 September 2020

  • Alexandra Claire Fleet took control (75–100% of shares)
  • Raymond Wilkinson stopped being the majority owner
  • Sonia Mary Wilkinson became a part-owner (25–50% of shares)

Companies House

2019

15 January 2019

  • Sonia Mary Wilkinson stopped being a part-owner

Companies House

2016

6 April 2016

  • Raymond Wilkinson became the majority owner (50–75% of shares)
  • Sonia Mary Wilkinson became a part-owner (25–50% of shares)

Companies House

1977

5 May 1977

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (9 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Abco Payroll

Other FCA-listed firms that share a director, phone number or address with Abco Payroll. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Abco Payroll

Other firms of the same type (financial adviser), nearest first.

In the Chelmsford (CM) postcode area

Alex Bergin-McCarthyIngatestoneAppointed representativeAndrew Skinner Wealth Management LimitedAppointed representativeAndrew ToddAppointed representativeApply Wise Financial LtdEppingAppointed representativeAtlas Personal Wealth Management LtdWithamAppointed representativeAzets Financial Planning LimitedChelmsfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Abco Payroll

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Abco Payroll Limited FCA authorised?
Abco Payroll Limited (FRN 1021321) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Abco Payroll?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Abco Payroll Limited (FRN 1021321) introduces customers to St. James's Place Wealth Management Plc (FRN 195351). Any regulated advice or arranging is done by the principal, not Abco Payroll. Example: if Abco Payroll refers you to a financial adviser, the advice should come from the principal firm, not from Abco Payroll itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Abco Payroll’s phone number?
The FCA register lists the phone number 01279 504550 for Abco Payroll. If you were given different contact details, use these to check with the firm before going any further.
Is Abco Payroll a scam or clone?
Abco Payroll is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Abco Payroll?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Abco Payroll's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Abco Payroll?
Companies House lists one person with significant control of Abco Payroll: Mrs Alexandra Claire Fleet (75–100% of shares). Before that, it was controlled by Mrs Sonia Mary Wilkinson and Mr Raymond Wilkinson.
Who runs Abco Payroll?
Companies House lists 2 directors of Abco Payroll: Alexandra Claire Fleet and Sonia Mary Wilkinson.
How long has Abco Payroll been in business?
The company was formed on 5 May 1977.
What do Abco Payroll’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £109k (+23% from £88.8k) and cash at bank of £93.2k (−3.4% from £96.4k).

Sources and links

The full report on Abco Payroll Limited

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