Aberdein Considine Wealth Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 1 year
Your funds are protected by FSCS
No FCA actions
Active company since 2022
Accounts filed up to 31 March 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

acwealth.co.uk (opens in a new tab)
Phone number

0800 046 1660
Address

Aberdein Considine Wealth Limited, 1st Floor, Blenheim House, Fountainhall Road, Aberdeen, AB15 4DT, United Kingdom

In the full report: 3 background checks

When acwealth.co.uk first appeared online, and whether it can receive email
What kind of line 0800 046 1660 is
Who else gives the postcode AB15 4DT

Other names (1)

If you were contacted under any of these names, it is this firm.

AC Wealth Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on Pension Transfers and Pension Opt Outs
Arranging (bringing about) deals in investments
Debt-counselling
Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: SC720631 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 21 January 2022 (4 years old)
Registered office: 1st Floor, Blenheim House, Fountainhall Road, Aberdeen, AB15 4DT, Scotland
Nature of business: Financial management (SIC 70221)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Jacqueline Law	Director	Oct 1970	21 Jan 2022	10 other companies
Ritchie Whyte	Director	May 1982	21 Jan 2022	None
Jennifer Anne Paice	Director	Jan 1976	2 Sep 2022	None
Samuel Ian Goult	Director	Jul 1978	4 Apr 2024	None
Russell Anderson	Director	Oct 1978	4 Apr 2024	None
Sally Collie	Director	Jan 1982	4 Apr 2024	None
Alan James Davidson	Director	Sep 1972	4 Apr 2024	None

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 10
closed down: 5
still active: 5

In the full report: all 10 companies, named

What each company does, and whether it is still trading
Which of these 7 directors sit on each board, and since when
Any that went into liquidation or administration
All 8 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Net assets

£397k

+13% from £350k

Cash at bank

£889k

No earlier figure to compare

Owed within a year

£703k

No earlier figure to compare

Net assets

In the full report: all 4 years of accounts

Every year from 2023 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC720631. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Aberdein Considine Wealth’s history from the FCA register and Companies House, newest first.

Key events (11) All events (23)

2025

1 April 2025

Regulated by the FCA from this date
FCA imposed a requirement (Aberdein Considine Wealth Ltd is required to abide by a deed poll executed by it dated 28/3/25 and must secure all books & records and preserve information and systems that relate to the business for which they have accepted liability under the Deed Poll)
Became authorised by the FCA

FCA register

2022

2 September 2022

Aberdein Considine LLP became a part-owner (25–50% of shares)
Jacqueline Law no longer has significant control
Michael Walter Sinclair stopped being a part-owner
Ritchie Whyte no longer has significant control

Companies House

21 January 2022

Incorporated at Companies House
Jacqueline Law gained significant control
Michael Walter Sinclair became a part-owner (25–50% of shares)
Ritchie Whyte gained significant control

Companies House

In the full report: all 23 events

All 23 events in its history (11 shown here)
Every director appointment and resignation: 9

Firms connected to Aberdein Considine Wealth

Other FCA-listed firms that share a director, phone number or address with Aberdein Considine Wealth. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Aberdein Considine Wealth

Other firms of the same type (financial adviser), nearest first.

In Aberdeen

AAB Wealth LimitedAberdeenAuthorised Atholl Scott Financial Services LimitedAberdeenAuthorised Bureau of Independent Financial Advice LtdAberdeenAuthorised Futura Investments LimitedAberdeenAuthorised J M Taylor Financial Services LimitedAberdeenAuthorised JP Maxwell Financial Management LtdAberdeenAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Aberdein Considine Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

10 other companies its directors have run, named
3 background checks on its contact details
4 years of accounts, charted
All 23 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Aberdein Considine Wealth Limited FCA authorised?

Yes, Aberdein Considine Wealth Limited (FRN 1012486) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2025 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Aberdein Considine Wealth’s phone number and website?

The FCA register lists the phone number 0800 046 1660 and the website acwealth.co.uk for Aberdein Considine Wealth. If you were given different contact details, use these to check with the firm before going any further.

Is Aberdein Considine Wealth a scam or clone?

Aberdein Considine Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Aberdein Considine Wealth?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Aberdein Considine Wealth to the Financial Ombudsman Service, free of charge.

Who owns Aberdein Considine Wealth?

Companies House lists one person with significant control of Aberdein Considine Wealth: Aberdein Considine LLP (25–50% of shares). Before that, it was controlled by Mr Michael Walter Sinclair, Mr Ritchie Whyte and Mrs Jacqueline Law.

Who runs Aberdein Considine Wealth?

Companies House lists 7 directors of Aberdein Considine Wealth: Jacqueline Law, Ritchie Whyte, Jennifer Anne Paice, Samuel Ian Goult, Russell Anderson, Sally Collie and 1 more.

How long has Aberdein Considine Wealth been in business?

The company was formed on 21 January 2022, and has held its current FCA authorisation since April 2025.

What do Aberdein Considine Wealth’s latest accounts show?

Its latest accounts, to 31 March 2026, show net assets of £397k (+13% from £350k) and cash at bank of £889k (no earlier figure to compare).

Does Aberdein Considine Wealth use any other names?

It trades as AC Wealth.