Abhay Shah & Manish Patel

Reference number: 1008640

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Appointed representative

Abhay Shah & Manish Patel does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Financing First Limited Reference number: 720098 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Abhay Shah & Manish Patel (FRN 1008640) is an AR of Financing First Limited (FRN 720098). When you use Abhay Shah & Manish Patel's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Abhay Shah & Manish Patel, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When watford-dental.com first appeared online, and whether it can receive email
  • What kind of line 01923 225437 is
  • Who else gives the postcode WD24 5BH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Dunstable Dental Practice Trading name
  • Watford Dental Practice Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Financing First Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Abhay Shah & Manish Patel’s history from the FCA register and Companies House, newest first.

2024

28 March 2024

  • Became an appointed representative
  • Began trading as "Dunstable Dental Practice"
  • Began trading as "Watford Dental Practice"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Abhay Shah & Manish Patel

Other FCA-listed firms that share a director, phone number or address with Abhay Shah & Manish Patel. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Abhay Shah & Manish Patel

Other firms of the same type (credit broker), nearest first.

In Watford

Rafath AffarkaWatfordAppointed representativeSamy SefeldinWatfordAppointed representativeBury St Edmunds V.e. LimitedWatfordAppointed representativeCapsule Whales LimitedWatfordAppointed representativeWatford V.e. LimitedWatfordAppointed representativeDaryoush Ghamari SairWatfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Abhay Shah & Manish Patel

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Abhay Shah & Manish Patel FCA authorised?
Abhay Shah & Manish Patel (FRN 1008640) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Abhay Shah & Manish Patel?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Abhay Shah & Manish Patel (FRN 1008640) is an AR of Financing First Limited (FRN 720098). When you use Abhay Shah & Manish Patel's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Abhay Shah & Manish Patel, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Abhay Shah & Manish Patel’s phone number and website?
The FCA register lists the phone number 01923 225437 and the website watford-dental.com for Abhay Shah & Manish Patel. If you were given different contact details, use these to check with the firm before going any further.
Is Abhay Shah & Manish Patel a scam or clone?
Abhay Shah & Manish Patel is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Abhay Shah & Manish Patel?
Protection works through Financing First Limited, the principal firm responsible for Abhay Shah & Manish Patel's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Abhay Shah & Manish Patel use any other names?
It trades as Dunstable Dental Practice and Watford Dental Practice.

Sources and links

The full report on Abhay Shah & Manish Patel

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