Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 30 September 2025
- On its latest accounts it owed £3,697 more than it owned
Responsible principal firm
STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- ABK Mortgages Ltd (FRN 1020128) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use ABK Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from ABK Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
16 Barrington Crescent, Birchington, Kent, CT7 9DF, United Kingdom
In the full report: 2 background checks
- What kind of line 07770 273796 is
- Who else gives the postcode CT7 9DF
Other names (1)
If you were contacted under any of these names, it is this firm.
- The Mortgage Man Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15970123 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 September 2024 (2 years old)
- Registered office
- 16 Barrington Crescent, Birchington, CT7 9DF, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Neil Kefford | Director | Oct 1967 | 20 Sep 2024 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Total equity
−£3,697
No earlier figure to compare
Cash at bank
£3,460
No earlier figure to compare
Employees (average)
1
No earlier figure to compare
Total equity is negative: on its last balance sheet the company owed £3,697 more than it owned.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 15970123. Figures are exactly as filed; nothing is estimated.
Key dates in its history
ABK Mortgages’s history from the FCA register and Companies House, newest first.
2024
4 November 2024
- Began trading as "The Mortgage Man"
FCA register
28 October 2024
- Became an appointed representative
FCA register
20 September 2024
- Incorporated at Companies House
- Neil Kefford took control (75–100% of shares)
- Neil Kefford appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like ABK Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Birchington
In the Canterbury (CT) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on ABK Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- All 5 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is ABK Mortgages Ltd FCA authorised?
What does appointed representative mean for ABK Mortgages?
What is ABK Mortgages’ phone number?
Is ABK Mortgages a scam or clone?
Is my money safe with ABK Mortgages?
Who owns ABK Mortgages?
Who runs ABK Mortgages?
How long has ABK Mortgages been in business?
What do ABK Mortgages’ latest accounts show?
Does ABK Mortgages use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk