ABP Mortgages Ltd

Reference number: 772937

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ABP Mortgages Ltd (FRN 772937) is an AR of The Right Mortgage Limited (FRN 649443). When you use ABP Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ABP Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07903 334859

  • Address

    58 Hanbury Road, Bargoed, Caerffili, CF81 8QX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07903 334859 is
  • Who else gives the postcode CF81 8QX
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
ABP MORTGAGES LIMITED
Company number
09760641
Company status
Active
Company type
Private limited company
Incorporated
3 September 2015 (11 years old)
Registered office
58 Hanbury Road, Bargoed, CF81 8QX, Wales
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Bethan Romais Director Mar 1975 3 Sep 2015 None
Darren Romais Director Nov 1973 3 Sep 2015 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
Instant PDF download

Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£125k

+9.5% from £115k

Employees (average)

3

Same as 3

Owed within a year

£37.5k

+12% from £33.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09760641. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

ABP Mortgages’s history from the FCA register and Companies House, newest first.

2017

2 March 2017

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Bethan Romais became a part-owner (25–50% of shares)
  • Darren Romais became a part-owner (25–50% of shares)

Companies House

2015

3 September 2015

  • Incorporated at Companies House
  • Bethan Romais appointed as a director
  • Darren Romais appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like ABP Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Cardiff (CF) postcode area

1st Choice 4 MortgagesBarryAppointed representativeAcura Mortgage & Life LtdCowbridgeAppointed representativeAgeis LtdBarryAppointed representativeBocc Finance LimitedCardiffAppointed representativeCA Mortgage Services LimitedHengoedAppointed representativeCampbell Mortgage Services LtdMerthyr TydfilAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on ABP Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is ABP Mortgages Ltd FCA authorised?
ABP Mortgages Ltd (FRN 772937) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for ABP Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. ABP Mortgages Ltd (FRN 772937) is an AR of The Right Mortgage Limited (FRN 649443). When you use ABP Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from ABP Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is ABP Mortgages’ phone number?
The FCA register lists the phone number 07903 334859 for ABP Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is ABP Mortgages a scam or clone?
ABP Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with ABP Mortgages?
Protection works through The Right Mortgage Limited, the principal firm responsible for ABP Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns ABP Mortgages?
Companies House lists 2 people with significant control of ABP Mortgages: Mrs Bethan Romais (25–50% of shares) and Mr Darren Romais (25–50% of shares).
Who runs ABP Mortgages?
Companies House lists 2 directors of ABP Mortgages: Bethan Romais and Darren Romais.
How long has ABP Mortgages been in business?
The company was formed on 3 September 2015.
What do ABP Mortgages’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £125k (+9.5% from £115k).

Sources and links

The full report on ABP Mortgages Ltd

£19.99 · Instant PDF download

Loading secure checkout…