Abram Partnership Ltd: FCA regulated?

Acts as a payment agent

This firm does not hold FCA authorisation of its own, and acts as a payment agent under another firm's authorisation.

Agent for 7 years
No FCA actions
Active company since 2009
Accounts filed up to 30 April 2025
Your funds are not FSCS protected

Responsible principal firm

Moneyinfo Limited Reference number: 806043 Registered View firm →

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Abram Partnership Ltd Reference number: 501657 Appointed rep

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

cardiffifa.co.uk (opens in a new tab)
Phone number

029 2069 3700
Address

41 Avonridge, Thornhill, Cardiff, South Glam, CF14 9AU, United Kingdom

In the full report: 3 background checks

When cardiffifa.co.uk first appeared online, and whether it can receive email
What kind of line 029 2069 3700 is
Who else gives the postcode CF14 9AU

Past FCA permissions and consumer protection

Protection works through the principal
This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06885093 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 22 April 2009 (17 years old)
Registered office: Berkeley House, 41 Avonridge, Cardiff, Cardiff, CF14 9AU
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Kenneth Abram	Director	Mar 1959	22 Apr 2009	7 other companies
Susan Patricia Abram	Director	Apr 1960	22 Apr 2009	None
Daniel Christopher Howell	Director	Oct 1984	1 Oct 2009	None
James David Abram	Director	Jan 1990	1 Jul 2018	None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 7
closed down: 3
still active: 4

In the full report: all 7 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
All 6 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 April 2025Micro-entity accountsNot audited

Total equity

£169k

+65% from £103k

Employees (average)

6

+20% from 5

Owed within a year

£76.0k

−6.9% from £81.7k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06885093. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Abram Partnership’s history from the FCA register and Companies House, newest first.

Key events (4) All events (13)

2019

10 September 2019

Status on the FCA register became "PSD Agent"

FCA register

2016

6 April 2016

Kenneth Abram became a part-owner (25–50% of shares)
Susan Patricia Abram became a part-owner (25–50% of shares)

Companies House

2009

22 April 2009

Incorporated at Companies House

Companies House

In the full report: all 13 events

All 13 events in its history (4 shown here)
Every director appointment and resignation: 8

Get the full report on Abram Partnership

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

7 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 13 events in its history

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Frequently asked questions about this firm

Is Abram Partnership Ltd FCA authorised?

Abram Partnership Ltd (FRN 1023648) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.

What is Abram Partnership’s phone number and website?

The FCA register lists the phone number 029 2069 3700 and the website cardiffifa.co.uk for Abram Partnership. If you were given different contact details, use these to check with the firm before going any further.

Is Abram Partnership a scam or clone?

Abram Partnership is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Abram Partnership?

Abram Partnership is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.

Who owns Abram Partnership?

Companies House lists 2 people with significant control of Abram Partnership: Mr Kenneth Abram (25–50% of shares) and Mrs Susan Patricia Abram (25–50% of shares).

Who runs Abram Partnership?

Companies House lists 4 directors of Abram Partnership: Kenneth Abram, Susan Patricia Abram, Daniel Christopher Howell and James David Abram.

How long has Abram Partnership been in business?

The company was formed on 22 April 2009.

What do Abram Partnership’s latest accounts show?

Its latest accounts, to 30 April 2025, show total equity of £169k (+65% from £103k).