Absolute Financial Advice Limited

Reference number: 486089

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Absolute Financial Advice Limited (FRN 486089) is an AR of Sesame Limited (FRN 150427). When you use Absolute Financial Advice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Absolute Financial Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0117 904 8297

  • Address

    95 Robertson Drive, St Anne's Park, Bristol, Avon, BS4 4RG, United Kingdom

In the full report: 2 background checks

  • What kind of line 0117 904 8297 is
  • Who else gives the postcode BS4 4RG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Absolute Financial Advice Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 August 2015 (11 years old)
Registered office
95 Robertson Drive, St Annes Park, Bristol, BS4 4RG, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Garry Michael Hodges Director Sep 1970 8 Aug 2015 None
Mary Victoria Hodges Director Feb 1978 8 Aug 2015 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Net assets

£36.5k

+30% from £28.0k

Cash at bank

£48.4k

+41% from £34.4k

Owed within a year

£12.8k

+89% from £6,761

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09724081. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Absolute Financial Advice’s history from the FCA register and Companies House, newest first.

2016

1 July 2016

  • Garry Michael Hodges became a part-owner (25–50% of shares)
  • Mary Victoria Hodges became a part-owner (25–50% of shares)

Companies House

2015

3 September 2015

  • Changed its registered name from "Absolute Financial Advice"

FCA register

8 August 2015

  • Incorporated at Companies House

Companies House

2008

15 July 2008

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Absolute Financial Advice

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Bristol (BS) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Absolute Financial Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Absolute Financial Advice Limited FCA authorised?
Absolute Financial Advice Limited (FRN 486089) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Absolute Financial Advice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Absolute Financial Advice Limited (FRN 486089) is an AR of Sesame Limited (FRN 150427). When you use Absolute Financial Advice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Absolute Financial Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Absolute Financial Advice’s phone number?
The FCA register lists the phone number 0117 904 8297 for Absolute Financial Advice. If you were given different contact details, use these to check with the firm before going any further.
Is Absolute Financial Advice a scam or clone?
Absolute Financial Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Absolute Financial Advice?
Protection works through Sesame Limited, the principal firm responsible for Absolute Financial Advice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Absolute Financial Advice?
Companies House lists 2 people with significant control of Absolute Financial Advice: Mr Garry Michael Hodges (25–50% of shares) and Mrs Mary Victoria Hodges (25–50% of shares).
Who runs Absolute Financial Advice?
Companies House lists 2 directors of Absolute Financial Advice: Garry Michael Hodges and Mary Victoria Hodges.
How long has Absolute Financial Advice been in business?
The company was formed on 8 August 2015.
What do Absolute Financial Advice’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £36.5k (+30% from £28.0k) and cash at bank of £48.4k (+41% from £34.4k).
Does Absolute Financial Advice use any other names?
It has previously used the name Absolute Financial Advice.

Sources and links

The full report on Absolute Financial Advice Limited

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