Absolute Risk Solutions (EA) Ltd

Reference number: 975625

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Absolute Risk Solutions (EA) Ltd (FRN 975625) is an AR of ACRISURE ELEVEN NETWORK LIMITED (FRN 314593). When you use Absolute Risk Solutions (EA)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Absolute Risk Solutions (EA), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01473 723828

  • Address

    24 & 26 Mallard Business Centre, Little Bealings, Woodbridge, Suffolk, IP13 6LT, United Kingdom

In the full report: 2 background checks

  • What kind of line 01473 723828 is
  • Who else gives the postcode IP13 6LT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Acrisure Eleven Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 March 2022 (4 years old)
Registered office
24-26 Mallard House Business Centre, Little Bealings, Woodbridge, Suffolk, IP13 6LT, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil Moore Director Jun 1971 19 Mar 2024 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£32.4k

No earlier figure to compare

Employees (average)

2

−33% from 3

Owed within a year

£38.2k

+55% from £24.7k

Total equity

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13998542. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Absolute Risk Solutions (EA)’s history from the FCA register and Companies House, newest first.

2025

4 April 2025

  • Michael Paul Cumbers stopped being a part-owner

Companies House

2022

12 May 2022

  • Became an appointed representative

FCA register

23 March 2022

  • Incorporated at Companies House
  • Lyn Richardson took control (75–100% of shares)
  • Michael Paul Cumbers became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Absolute Risk Solutions (EA)

Other FCA-listed firms that share a director, phone number or address with Absolute Risk Solutions (EA). A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Absolute Risk Solutions (EA)

Other firms of the same type (insurance broker), nearest first.

In Woodbridge

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Absolute Risk Solutions (EA)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Absolute Risk Solutions (EA) Ltd FCA authorised?
Absolute Risk Solutions (EA) Ltd (FRN 975625) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Absolute Risk Solutions (EA)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Absolute Risk Solutions (EA) Ltd (FRN 975625) is an AR of ACRISURE ELEVEN NETWORK LIMITED (FRN 314593). When you use Absolute Risk Solutions (EA)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Absolute Risk Solutions (EA), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Absolute Risk Solutions (EA)’s phone number?
The FCA register lists the phone number 01473 723828 for Absolute Risk Solutions (EA). If you were given different contact details, use these to check with the firm before going any further.
Is Absolute Risk Solutions (EA) a scam or clone?
Absolute Risk Solutions (EA) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Absolute Risk Solutions (EA)?
Protection works through Acrisure Eleven Network Limited, the principal firm responsible for Absolute Risk Solutions (EA)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Absolute Risk Solutions (EA)?
Companies House lists one person with significant control of Absolute Risk Solutions (EA): Lyn Richardson (75–100% of shares). Before that, it was controlled by Mr Michael Paul Cumbers.
Who runs Absolute Risk Solutions (EA)?
Companies House lists one director of Absolute Risk Solutions (EA): Neil Moore.
How long has Absolute Risk Solutions (EA) been in business?
The company was formed on 23 March 2022.
What do Absolute Risk Solutions (EA)’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £32.4k (no earlier figure to compare).

Sources and links

The full report on Absolute Risk Solutions (EA) Ltd

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