Absolute Risk Solutions (UK) Ltd

Reference number: 689174

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Absolute Risk Solutions (UK) Ltd (FRN 689174) is an AR of ACRISURE ELEVEN NETWORK LIMITED (FRN 314593). When you use Absolute Risk Solutions (UK)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Absolute Risk Solutions (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07801 094143

  • Address

    Alpha 6, Masterlord Office Village, West Road, Ransomes Europark, Ipswich, IP3 9SX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07801 094143 is
  • Who else gives the postcode IP3 9SX
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Acrisure Eleven Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
ABSOLUTE RISK SOLUTIONS (UK) LIMITED
Company status
Active
Company type
Private limited company
Incorporated
30 January 2015 (11 years old)
Registered office
Alpha 6 West Road, Ransomes Europark, Ipswich, IP3 9SX, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Cumbers Director Nov 1973 2 Apr 2015 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 January 2025Micro-entity accountsNot audited

Net assets

£79.5k

No earlier figure to compare

Employees (average)

2

Same as 2

Owed within a year

£43.9k

−6.6% from £47.0k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09414655. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Absolute Risk Solutions (UK)’s history from the FCA register and Companies House, newest first.

2024

19 March 2024

  • Changed its registered name from "Absolute Risk Solutions(UK) Ltd"

FCA register · Companies House

2020

24 January 2020

  • Russel Brown stopped being a part-owner

Companies House

2016

6 April 2016

  • Michael Cumbers became a part-owner (25–50% of shares)
  • Russel Brown became a part-owner (25–50% of shares)

Companies House

2015

27 April 2015

  • Became an appointed representative

FCA register

30 January 2015

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms like Absolute Risk Solutions (UK)

Other firms of the same type (insurance broker), nearest first.

In Ipswich

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Absolute Risk Solutions (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Absolute Risk Solutions (UK) Ltd FCA authorised?
Absolute Risk Solutions (UK) Ltd (FRN 689174) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Absolute Risk Solutions (UK)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Absolute Risk Solutions (UK) Ltd (FRN 689174) is an AR of ACRISURE ELEVEN NETWORK LIMITED (FRN 314593). When you use Absolute Risk Solutions (UK)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Absolute Risk Solutions (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Absolute Risk Solutions (UK)’s phone number?
The FCA register lists the phone number 07801 094143 for Absolute Risk Solutions (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Absolute Risk Solutions (UK) a scam or clone?
Absolute Risk Solutions (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Absolute Risk Solutions (UK)?
Protection works through Acrisure Eleven Network Limited, the principal firm responsible for Absolute Risk Solutions (UK)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Absolute Risk Solutions (UK)?
Companies House lists one person with significant control of Absolute Risk Solutions (UK): Mr Michael Cumbers (25–50% of shares). Before that, it was controlled by Mr Russel Brown.
Who runs Absolute Risk Solutions (UK)?
Companies House lists one director of Absolute Risk Solutions (UK): Michael Cumbers.
How long has Absolute Risk Solutions (UK) been in business?
The company was formed on 30 January 2015.
What do Absolute Risk Solutions (UK)’s latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of £79.5k (no earlier figure to compare).

Sources and links

The full report on Absolute Risk Solutions (UK) Ltd

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