AC INS Consultants Ltd

Reference number: 659458

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When acinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0115 945 5447 is
  • Who else gives the postcode NG4 3JF
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Just in Case Trading name
  • AC INS Consultants Limited Former name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Deedpoll
    The firm is required to abide by the Deed Poll and Declaration in relation to the past business of AC Insurance Consultants 304936 for which the firm has accepted responsibility as regulated activates and investment business carried on by the firm

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09304127
Company status
Active
Company type
Private limited company
Incorporated
10 November 2014 (11 years old)
Registered office
1 Westdale Lane, Carlton, Nottingham, NG4 3JF, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephanie Lawler Director Dec 1983 25 Mar 2020 None
Warren Lawler Director Oct 1972 1 Nov 2022 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£54.7k

−47% from £104k

Cash at bank

£213k

−15% from £250k

Employees (average)

6

Same as 6

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09304127. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

AC INS Consultants’s history from the FCA register and Companies House, newest first.

Key events (8) All events (19)

2025

30 January 2025

  • Changed its registered name from "AC INS Consultants Limited"

FCA register

2024

31 July 2024

  • Acib Holdings Limited took control (75–100% of shares)
  • Francesco Charles Pietrantonio gave up control

Companies House

2016

1 November 2016

  • Francesco Charles Pietrantonio took control (75–100% of shares)

Companies House

2015

7 April 2015

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Deedpoll)
  • Became authorised by the FCA

FCA register

2014

10 November 2014

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (8 shown here)
  • Every director appointment and resignation: 6
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Firms like AC INS Consultants

Other firms of the same type (insurance broker), nearest first.

In Nottingham

Astrelle Insurance Services LimitedNottinghamAuthorisedC I 4 U GB Nationwide LimitedNottinghamAuthorisedC P Walker & Son LLPNottinghamAuthorisedCitytypes LimitedNottinghamAuthorisedClarke Dove (Insurance Brokers) LimitedNottinghamAuthorisedFirth & Scott (Insurance Brokers) LimitedNottinghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on AC INS Consultants

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 19 events in its history

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Frequently asked questions about this firm

Is AC INS Consultants Ltd FCA authorised?
Yes, AC INS Consultants Ltd (FRN 659458) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2015 and works as an insurance broker. The FCA has placed a limit on what it may do.
What is AC INS Consultants’ phone number and website?
The FCA register lists the phone number 0115 945 5447 and the website acinsurance.co.uk for AC INS Consultants. If you were given different contact details, use these to check with the firm before going any further.
Is AC INS Consultants a scam or clone?
AC INS Consultants is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with AC INS Consultants?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about AC INS Consultants to the Financial Ombudsman Service, free of charge.
Who owns AC INS Consultants?
AC INS Consultants is owned by Acib Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 July 2024. Before that, it was controlled by Mr Francesco Charles Pietrantonio.
Who runs AC INS Consultants?
Companies House lists 2 directors of AC INS Consultants: Stephanie Lawler and Warren Lawler.
How long has AC INS Consultants been in business?
The company was formed on 10 November 2014, and has held its current FCA authorisation since April 2015.
What do AC INS Consultants’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £54.7k (−47% from £104k) and cash at bank of £213k (−15% from £250k).
Does AC INS Consultants use any other names?
It trades as Just in Case. It has previously used the name AC INS Consultants Limited.

Sources and links

The full report on AC INS Consultants Ltd

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