Accent Financial Planning Limited

Reference number: 1054247

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Best Practice IFA Group Limited Reference number: 223112 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Accent Financial Planning Limited (FRN 1054247) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Accent Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Accent Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    028 3839 2300

  • Address

    Carleton Chambers, 49 Carleton Street, Portadown, Craigavon, Northern Ireland, BT62 3EP, United Kingdom

In the full report: 2 background checks

  • What kind of line 028 3839 2300 is
  • Who else gives the postcode BT62 3EP
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Brian Vallely & Co Investment Management Trading name
  • Brian Valley& Co Investment Management Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14865187
Company status
Active
Company type
Private limited company
Incorporated
12 May 2023 (3 years old)
Registered office
1 The Square, Temple Quay, Bristol, BS1 6DG, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
James Alexander Gardner Director Jan 1985 12 May 2023 None
Brian Vallely Director Oct 1951 1 Nov 2023 5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
3
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

−£31.8k

No earlier figure to compare

Cash at bank

£10.3k

No earlier figure to compare

Employees (average)

2

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £31.8k more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14865187. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Accent Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (3) All events (13)

2026

8 May 2026

  • Became an appointed representative

FCA register

2023

12 May 2023

  • Incorporated at Companies House
  • Tower Harratz Limited took control (75–100% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (3 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Accent Financial Planning

Other FCA-listed firms that share a director, phone number or address with Accent Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past link
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
Instant PDF download

Firms like Accent Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Craigavon

Aligned Financial Planning LTDCraigavonAppointed representativeFeargal HaughianCraigavonAppointed representativeGerard MorganCraigavonAppointed representativeJoe McConvilleCraigavonAppointed representativePathway Wealth Management LimitedCraigavonAppointed representativeA.B.M. ConsultancyCraigavonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Accent Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 13 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Accent Financial Planning Limited FCA authorised?
Accent Financial Planning Limited (FRN 1054247) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Accent Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Accent Financial Planning Limited (FRN 1054247) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Accent Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Accent Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Accent Financial Planning’s phone number?
The FCA register lists the phone number 028 3839 2300 for Accent Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Accent Financial Planning a scam or clone?
Accent Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Accent Financial Planning?
Protection works through Best Practice IFA Group Limited, the principal firm responsible for Accent Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Accent Financial Planning?
Accent Financial Planning is owned by Tower Harratz Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 12 May 2023.
Who runs Accent Financial Planning?
Companies House lists 2 directors of Accent Financial Planning: James Alexander Gardner and Brian Vallely.
How long has Accent Financial Planning been in business?
The company was formed on 12 May 2023.
What do Accent Financial Planning’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of −£31.8k (no earlier figure to compare) and cash at bank of £10.3k (no earlier figure to compare).
Does Accent Financial Planning use any other names?
It trades as Brian Vallely & Co Investment Management. It has previously used the name Brian Valley& Co Investment Management.

Sources and links

The full report on Accent Financial Planning Limited

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