Access Direct (IFA) Ltd

Reference number: 402917

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8767 4252

  • Address

    272 Mitcham Road, London, SW17 9NT, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8767 4252 is
  • Who else gives the postcode SW17 9NT
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FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Ceased to carry out Regulated Mortgage activities
    Access Direct (IFA) Ltd will cease conducting all regulated activities for which it has Part 4A permission, with immediate effect.
  • Hold/control client money for mortgage business.
    The general requirement not to hold or control client money does not restrict the firm from holding or controlling client money in respect of regulated mortgage contracts.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 April 2004 (22 years old)
Registered office
272 Mitcham Road, Tooting, London, SW17 9NT
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Yogarajah Nesarajan Director Jun 1961 15 Apr 2004 11 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
5
still active
6

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£229k

+12% from £205k

Employees (average)

1

Same as 1

Owed within a year

−£132k

Down £3,314 from −£129k

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05092284. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Access Direct (IFA)’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Yogarajah Nesarajan gained significant control

Companies House

2015

10 July 2015

  • FCA imposed a requirement (Ceased to carry out Regulated Mortgage activities)

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

20 January 2005

  • FCA imposed a requirement (Hold/control client money for mortgage business.)

FCA register

2004

29 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2 April 2004

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (7 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Access Direct (IFA)

Other FCA-listed firms that share a director, phone number or address with Access Direct (IFA). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
no longer authorised
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Access Direct (IFA)

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Access Direct (IFA)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 16 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Access Direct (IFA) Ltd FCA authorised?
Yes, Access Direct (IFA) Ltd (FRN 402917) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage adviser or broker. The FCA has placed 2 limits on what it may do.
What is Access Direct (IFA)’s phone number?
The FCA register lists the phone number 020 8767 4252 for Access Direct (IFA). If you were given different contact details, use these to check with the firm before going any further.
Is Access Direct (IFA) a scam or clone?
Access Direct (IFA) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Access Direct (IFA)?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Access Direct (IFA) to the Financial Ombudsman Service, free of charge.
Who owns Access Direct (IFA)?
Companies House lists one person with significant control of Access Direct (IFA): Mr Yogarajah Nesarajan (significant influence or control).
Who runs Access Direct (IFA)?
Companies House lists one director of Access Direct (IFA): Yogarajah Nesarajan.
How long has Access Direct (IFA) been in business?
The company was formed on 2 April 2004, and has held its current FCA authorisation since October 2004.
What do Access Direct (IFA)’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £229k (+12% from £205k).

Sources and links

The full report on Access Direct (IFA) Ltd

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