Accident Claims Handlers Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 1999
Accounts filed up to 31 December 2024

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

ach.uk.com (opens in a new tab)
Phone number

0117 957 1187
Address

A C H Ltd, Hambrook Business Park, 177 Old Gloucester Road, Hambrook, Bristol, South Gloucestershire, BS16 1RQ, United Kingdom

In the full report: 3 background checks

When ach.uk.com first appeared online, and whether it can receive email
What kind of line 0117 957 1187 is
Who else gives the postcode BS16 1RQ

Other names (3)

If you were contacted under any of these names, it is this firm.

ACH Trading name: A name it trades under now.
Imola of Bristol Trading name: A name it trades under now.
MS Motors Trading name: A name it trades under now.

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Debt Adjusting
Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03877804 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 16 November 1999 (26 years old)
Registered office: Hambrook Business Park The Stream, Hambrook, Bristol, BS16 1RQ
Nature of business: Maintenance and repair of motor vehicles (SIC 45200)
Non-life insurance (SIC 65120)
Renting and leasing of cars and light motor vehicles (SIC 77110)
Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Michael Dennis Savory	Director	Feb 1947	16 Nov 1999	1 other company
Miles Nicholas Savory	Director	Jun 1977	1 Jan 2006	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
still active: 2

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2024Full accountsAudited

Turnover

£13.0m

+1.6% from £12.8m

Profit before tax

£1.11m

+6.8% from £1.04m

Net assets

£6.54m

+12% from £5.86m

Cash at bank

£777k

−39% from £1.27m

Turnover and profit

In the full report: all 4 years of accounts

Every year from 2020 to 2024
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03877804. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Accident Claims Handlers’s history from the FCA register and Companies House, newest first.

Key events (6) All events (16)

2016

6 April 2016

Michael Dennis Savory became a part-owner (25–50% of shares)
Miles Nicholas Savory became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

16 February 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

1999

16 November 1999

Incorporated at Companies House

Companies House

In the full report: all 16 events

All 16 events in its history (6 shown here)
Every director appointment and resignation: 4

Firms like Accident Claims Handlers

Other firms of the same type (insurance broker), nearest first.

In Bristol

Autoease Vehicle Management LimitedBristolAuthorised Ashley Rodwell Insurance Agencies LimitedBristolAuthorised Assured Travel Solutions LtdBristolAuthorised Assurity Solutions LtdBristolAuthorised Brunel AssociatesBristolAuthorised Brunel Employee Benefits LimitedBristolAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Accident Claims Handlers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
4 years of accounts, charted
All 16 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Accident Claims Handlers Limited FCA authorised?

Yes, Accident Claims Handlers Limited (FRN 315593) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Accident Claims Handlers’ phone number and website?

The FCA register lists the phone number 0117 957 1187 and the website ach.uk.com for Accident Claims Handlers. If you were given different contact details, use these to check with the firm before going any further.

Is Accident Claims Handlers a scam or clone?

Accident Claims Handlers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Accident Claims Handlers?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Accident Claims Handlers to the Financial Ombudsman Service, free of charge.

Who owns Accident Claims Handlers?

Companies House lists 2 people with significant control of Accident Claims Handlers: Mr Michael Dennis Savory (25–50% of shares) and Mr Miles Nicholas Savory (25–50% of shares).

Who runs Accident Claims Handlers?

Companies House lists 2 directors of Accident Claims Handlers: Michael Dennis Savory and Miles Nicholas Savory.

How long has Accident Claims Handlers been in business?

The company was formed on 16 November 1999, and has held its current FCA authorisation since February 2005.

What do Accident Claims Handlers’ latest accounts show?

Its latest accounts, to 31 December 2024, show turnover of £13.0m (+1.6% from £12.8m) and profit before tax of £1.11m (+6.8% from £1.04m).

Does Accident Claims Handlers use any other names?

It trades as ACH, Imola of Bristol and MS Motors.