Accord Estates Ltd

Reference number: 980025

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Accord Estates Ltd (FRN 980025) introduces customers to Alan Boswell Insurance Brokers Limited (FRN 301081). Any regulated advice or arranging is done by the principal, not Accord Estates.
  • Example: if Accord Estates refers you to a financial adviser, the advice should come from the principal firm, not from Accord Estates itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When accordhomes.co.uk first appeared online, and whether it can receive email
  • What kind of line 01708 981229 is
  • Who else gives the postcode RM1 4NU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Accord Sales & Lettings Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Alan Boswell Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
ACCORD ESTATES LIMITED
Company status
Active
Company type
Private limited company
Incorporated
2 September 2008 (18 years old)
Registered office
221 Pettits Lane, Romford, Essex, RM1 4NU, United Kingdom
Nature of business
  • Other accommodation (SIC 55900)

Directors and company secretaries

Name Role Born Appointed Other companies
Amanda Carr Director Feb 1965 2 Sep 2008 2 other companies
Jamie Edwin Carr Director May 1993 14 Jul 2014 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
still active
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

−£52.2k

Down £384 from −£51.9k

Employees (average)

5

−17% from 6

Owed within a year

£271k

+213% from £86.4k

Net assets are negative: on its last balance sheet the company owed £52.2k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06686571. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Accord Estates’s history from the FCA register and Companies House, newest first.

2022

29 July 2022

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Amanda Carr took control (75–100% of shares)
  • Jamie Edwin Carr gained significant control

Companies House

2008

2 September 2008

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Accord Estates

Other FCA-listed firms that share a director, phone number or address with Accord Estates. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Accord Estates

Other firms of the same type (credit broker), nearest first.

In Romford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Accord Estates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Accord Estates Ltd FCA authorised?
Accord Estates Ltd (FRN 980025) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Accord Estates?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Accord Estates Ltd (FRN 980025) introduces customers to Alan Boswell Insurance Brokers Limited (FRN 301081). Any regulated advice or arranging is done by the principal, not Accord Estates. Example: if Accord Estates refers you to a financial adviser, the advice should come from the principal firm, not from Accord Estates itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Accord Estates’ phone number and website?
The FCA register lists the phone number 01708 981229 and the website accordhomes.co.uk for Accord Estates. If you were given different contact details, use these to check with the firm before going any further.
Is Accord Estates a scam or clone?
Accord Estates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Accord Estates?
Protection works through Alan Boswell Insurance Brokers Limited, the principal firm responsible for Accord Estates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Accord Estates?
Companies House lists 2 people with significant control of Accord Estates: Mrs Amanda Carr (75–100% of shares) and Mr Jamie Edwin Carr (significant influence or control).
Who runs Accord Estates?
Companies House lists 2 directors of Accord Estates: Amanda Carr and Jamie Edwin Carr.
How long has Accord Estates been in business?
The company was formed on 2 September 2008.
What do Accord Estates’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of −£52.2k (down £384 from −£51.9k).
Does Accord Estates use any other names?
It trades as Accord Sales & Lettings.

Sources and links

The full report on Accord Estates Ltd

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