Accumulate Wealth Management Group Limited

Reference number: 572426

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Best Practice IFA Group Limited Reference number: 223112 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Accumulate Wealth Management Group Limited (FRN 572426) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Accumulate Wealth Management Group's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Accumulate Wealth Management Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When accumulatewealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3858 7974 is
  • Who else gives the postcode CB4 1HU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Accumulate Wealth Management Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09713789
Company status
Active
Company type
Private limited company
Incorporated
3 August 2015 (11 years old)
Registered office
86 De Freville Avenue, Cambridge, CB4 1HU, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Nigel Robert Boughton Director Aug 1969 3 Aug 2015 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£3

Same as £3

Employees (average)

2

Same as 2

Owed within a year

£9,292

+23% from £7,555

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09713789. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Accumulate Wealth Management Group’s history from the FCA register and Companies House, newest first.

Key events (8) All events (15)

2020

23 July 2020

  • Accumulate Wealth Management (Kent) Ltd stopped being a part-owner
  • Accumulate Wealth Management Ltd stopped being a part-owner
  • Changed its registered name from "Accumulate Wealth Management Limited"

Companies House · FCA register

2016

2 August 2016

  • Accumulate Wealth Management (Kent) Ltd became a part-owner (25–50% of shares)
  • Accumulate Wealth Management Ltd became a part-owner (25–50% of shares)
  • Nigel Robert Boughton became a part-owner (25–50% of shares)

Companies House

2015

3 August 2015

  • Incorporated at Companies House

Companies House

2012

11 January 2012

  • Became an appointed representative

FCA register

In the full report: all 15 events

  • All 15 events in its history (8 shown here)
  • Every director appointment and resignation: 7
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Firms like Accumulate Wealth Management Group

Other firms of the same type (financial adviser), nearest first.

In Cambridge

Adrian WarwickCambridgeAppointed representativeAlison BaylyCambridgeAppointed representativeAnne St IvesCambridgeAppointed representativeAurantius Financial Planning LTDCambridgeAppointed representativeBetterment Wealth LimitedCambridgeAppointed representativeCharles Wealth Management LtdCambridgeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Accumulate Wealth Management Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Accumulate Wealth Management Group Limited FCA authorised?
Accumulate Wealth Management Group Limited (FRN 572426) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Accumulate Wealth Management Group?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Accumulate Wealth Management Group Limited (FRN 572426) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Accumulate Wealth Management Group's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Accumulate Wealth Management Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Accumulate Wealth Management Group’s phone number and website?
The FCA register lists the phone number 020 3858 7974 and the website accumulatewealth.co.uk for Accumulate Wealth Management Group. If you were given different contact details, use these to check with the firm before going any further.
Is Accumulate Wealth Management Group a scam or clone?
Accumulate Wealth Management Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Accumulate Wealth Management Group?
Protection works through Best Practice IFA Group Limited, the principal firm responsible for Accumulate Wealth Management Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Accumulate Wealth Management Group?
Companies House lists one person with significant control of Accumulate Wealth Management Group: Mr Nigel Robert Boughton (25–50% of shares). Before that, it was controlled by Accumulate Wealth Management Ltd and Accumulate Wealth Management (Kent) Ltd.
Who runs Accumulate Wealth Management Group?
Companies House lists one director of Accumulate Wealth Management Group: Nigel Robert Boughton.
How long has Accumulate Wealth Management Group been in business?
The company was formed on 3 August 2015.
What do Accumulate Wealth Management Group’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £3 (same as £3).
Does Accumulate Wealth Management Group use any other names?
It has previously used the name Accumulate Wealth Management Limited.

Sources and links

The full report on Accumulate Wealth Management Group Limited

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