Ace Business Finance Limited

Reference number: 958590

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ace Business Finance Limited (FRN 958590) is an AR of White Rose Finance Group Limited (FRN 630772). When you use Ace Business Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ace Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fundur.co.uk first appeared online, and whether it can receive email
  • What kind of line 01908 732020 is
  • Who else gives the postcode MK9 1FH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Fundur Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through White Rose Finance Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 June 2021 (5 years old)
Registered office
Fundur, Studio B1, Witan Studios, Witan Gate West, Milton Keynes, MK9 1EJ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Max Jonathan Boucher-Spinelli Director Jun 2000 21 Jun 2021 2 other companies
Harry James Bott Director Jun 2000 20 Nov 2023 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£176

Up £52 from £124

Cash at bank

£9,711

+15% from £8,455

Employees (average)

2

Same as 2

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13467397. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ace Business Finance’s history from the FCA register and Companies House, newest first.

2021

17 September 2021

  • Became an appointed representative

FCA register

21 June 2021

  • Incorporated at Companies House
  • Max Jonathan Boucher-Spinelli became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (3 shown here)
  • Every director appointment and resignation: 2
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Firms like Ace Business Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Milton Keynes

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ace Business Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Ace Business Finance Limited FCA authorised?
Ace Business Finance Limited (FRN 958590) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ace Business Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ace Business Finance Limited (FRN 958590) is an AR of White Rose Finance Group Limited (FRN 630772). When you use Ace Business Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ace Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ace Business Finance’s phone number and website?
The FCA register lists the phone number 01908 732020 and the website fundur.co.uk for Ace Business Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Ace Business Finance a scam or clone?
Ace Business Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ace Business Finance?
Protection works through White Rose Finance Group Limited, the principal firm responsible for Ace Business Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ace Business Finance?
Companies House lists one person with significant control of Ace Business Finance: Mr Max Jonathan Boucher-Spinelli (25–50% of shares).
Who runs Ace Business Finance?
Companies House lists 2 directors of Ace Business Finance: Max Jonathan Boucher-Spinelli and Harry James Bott.
How long has Ace Business Finance been in business?
The company was formed on 21 June 2021.
What do Ace Business Finance’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £176 (up £52 from £124) and cash at bank of £9,711 (+15% from £8,455).
Does Ace Business Finance use any other names?
It trades as Fundur.

Sources and links

The full report on Ace Business Finance Limited

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