Acorn Insurance and Financial Services Limited

Reference number: 311873

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When acorninsure.co.uk first appeared online, and whether it can receive email
  • What kind of line 01704 339000 is
  • Who else gives the postcode L37 6BS
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Other names (28)

If you were contacted under any of these names, it is this firm.

  • Acorn Claims Trading name: A name it trades under now.
  • Acorn Insurance Trading name: A name it trades under now.
  • Acorn Insurance Group Trading name: A name it trades under now.
  • Acorn Protect Trading name: A name it trades under now.
  • Briefly Trading name: A name it trades under now.
  • Brieflycover Trading name: A name it trades under now.
  • Carrot Insurance Services Trading name: A name it trades under now.
  • Flag Insurance (Brokers) Trading name: A name it trades under now.
  • Granite Underwriting Trading name: A name it trades under now.
  • Haven Claims Trading name: A name it trades under now.
  • JURNY Trading name: A name it trades under now.
  • Ladies First Trading name: A name it trades under now.
  • Motorcade Insurance Trading name: A name it trades under now.
  • My Policy Trading name: A name it trades under now.
  • Pay how you drive Trading name: A name it trades under now.
  • Street Cover Trading name: A name it trades under now.
  • TaxiMaster Insurance Trading name: A name it trades under now.
  • Ladies f1rst Former trading name: A name it used to trade under.
  • Lighthouse Insurance Services Former trading name: A name it used to trade under.
  • Motorcade City Former trading name: A name it used to trade under.
  • Motorcade Crystal Palace Former trading name: A name it used to trade under.
  • Motorcade East Former trading name: A name it used to trade under.
  • Motorcade Fleet Former trading name: A name it used to trade under.
  • Motorcade Kent Former trading name: A name it used to trade under.
  • Motorcade Leeds Former trading name: A name it used to trade under.
  • Motorcade London Former trading name: A name it used to trade under.
  • Motorcade South Former trading name: A name it used to trade under.
  • Motorcade West Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Debt-collecting
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 May 1982 (44 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicola Kate Mclachlan Director Dec 1971 1 Jul 2004 5 other companies
Martin Richard Gowing Director Jul 1970 3 Oct 2011 5 other companies
Daniel Keating Director Feb 1981 14 Sep 2017 None
Kyle Gavin John Patrick Tyrrell Director Apr 1988 15 Nov 2019 2 other companies
Michael Samuel Lloyd Director Feb 1978 23 Aug 2022 3 other companies
Nicola Kate Mclachlan Secretary Not published 17 Feb 2014 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
2
is FCA-registered
1

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 5 directors run together
  • All 8 people who have ever been directors, with their dates
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Key dates in its history

Acorn Insurance and Financial Services’s history from the FCA register and Companies House, newest first.

2017

2 March 2017

  • FCA imposed a requirement (Not permitted to canvass off trade premises)

FCA register

2016

6 April 2016

  • Acorn Group Services Ltd took control (75–100% of shares)
  • Correlation Two Holdings Limited became a part-owner (25–50% of shares)
  • Correlation Two Holdings Limited stopped being a part-owner
  • Granite Underwriting Limited gave up control
  • Granite Underwriting Limited took control (75–100% of shares)
  • Marlin Investments Limited became the majority owner (50–75% of shares)
  • Marlin Investments Limited stopped being the majority owner

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1982

18 May 1982

  • Incorporated at Companies House

Companies House

In the full report: all 64 events

  • All 64 events in its history (12 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Acorn Insurance and Financial Services

Other FCA-listed firms that share a director, phone number or address with Acorn Insurance and Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Acorn Insurance and Financial Services

Other firms of the same type (lender), nearest first.

In Liverpool

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Acorn Insurance and Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 64 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Acorn Insurance and Financial Services Limited FCA authorised?
Yes, Acorn Insurance and Financial Services Limited (FRN 311873) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a lender. The FCA has placed a limit on what it may do.
What is Acorn Insurance and Financial Services’ phone number and website?
The FCA register lists the phone number 01704 339000 and the website acorninsure.co.uk for Acorn Insurance and Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Acorn Insurance and Financial Services a scam or clone?
Acorn Insurance and Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Acorn Insurance and Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Acorn Insurance and Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Acorn Insurance and Financial Services?
Acorn Insurance and Financial Services is owned by Acorn Group Services Ltd, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016. Before that, it was controlled by Granite Underwriting Limited, Correlation Two Holdings Limited and Marlin Investments Limited.
Who runs Acorn Insurance and Financial Services?
Companies House lists 5 directors of Acorn Insurance and Financial Services: Nicola Kate McLachlan, Martin Richard Gowing, Daniel Keating, Kyle Gavin John Patrick Tyrrell and Michael Samuel Lloyd.
How long has Acorn Insurance and Financial Services been in business?
The company was formed on 18 May 1982, and has held its current FCA authorisation since January 2005.
Does Acorn Insurance and Financial Services use any other names?
It trades as Acorn Claims, Acorn Insurance, Acorn Insurance Group, Acorn Protect and Briefly, and 12 more names. It has previously used 11 other names, including Ladies f1rst, Lighthouse Insurance Services and Motorcade City.

Sources and links

The full report on Acorn Insurance and Financial Services Limited

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