Acorn Mortgages & Later Life Lending Ltd

Reference number: 1002087

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Acorn Mortgages & Later Life Lending Ltd (FRN 1002087) is an AR of The Right Mortgage Limited (FRN 649443). When you use Acorn Mortgages & Later Life Lending's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Acorn Mortgages & Later Life Lending, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07702 845315

  • Address

    Room & Power, Town Hall, Burnley Road, Padiham, Burnley, BB12 8BL, United Kingdom

In the full report: 2 background checks

  • What kind of line 07702 845315 is
  • Who else gives the postcode BB12 8BL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 February 2016 (10 years old)
Registered office
Room And Power, Padiham Town Hall, Burnley Road, Padiham, Lancashire, BB12 8BL, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Lee Trevor Price Director Aug 1972 29 Feb 2016 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Net assets

£11.3k

+514% from £1,842

Employees (average)

1

Same as 1

Owed within a year

£3,952

−80% from £19.4k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10032894. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Acorn Mortgages & Later Life Lending’s history from the FCA register and Companies House, newest first.

2023

9 October 2023

  • Became an appointed representative

FCA register

2017

27 February 2017

  • Lee Trevor Price took control (75–100% of shares)

Companies House

2016

29 February 2016

  • Incorporated at Companies House
  • Lee Trevor Price appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Acorn Mortgages & Later Life Lending

Other FCA-listed firms that share a director, phone number or address with Acorn Mortgages & Later Life Lending. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Acorn Mortgages & Later Life Lending

Other firms of the same type (mortgage adviser or broker), nearest first.

In Burnley

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Acorn Mortgages & Later Life Lending

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 4 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Acorn Mortgages & Later Life Lending Ltd FCA authorised?
Acorn Mortgages & Later Life Lending Ltd (FRN 1002087) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Acorn Mortgages & Later Life Lending?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Acorn Mortgages & Later Life Lending Ltd (FRN 1002087) is an AR of The Right Mortgage Limited (FRN 649443). When you use Acorn Mortgages & Later Life Lending's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Acorn Mortgages & Later Life Lending, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Acorn Mortgages & Later Life Lending’s phone number?
The FCA register lists the phone number 07702 845315 for Acorn Mortgages & Later Life Lending. If you were given different contact details, use these to check with the firm before going any further.
Is Acorn Mortgages & Later Life Lending a scam or clone?
Acorn Mortgages & Later Life Lending is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Acorn Mortgages & Later Life Lending?
Protection works through The Right Mortgage Limited, the principal firm responsible for Acorn Mortgages & Later Life Lending's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Acorn Mortgages & Later Life Lending?
Companies House lists one person with significant control of Acorn Mortgages & Later Life Lending: Mr Lee Trevor Price (75–100% of shares).
Who runs Acorn Mortgages & Later Life Lending?
Companies House lists one director of Acorn Mortgages & Later Life Lending: Lee Trevor Price.
How long has Acorn Mortgages & Later Life Lending been in business?
The company was formed on 29 February 2016.
What do Acorn Mortgages & Later Life Lending’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £11.3k (+514% from £1,842).

Sources and links

The full report on Acorn Mortgages & Later Life Lending Ltd

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