Acres Cover Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 1 year
Protected through the principal
No FCA actions
Active company since 2023
Accounts filed up to 31 December 2025
Its whole board of directors changed in February 2025
On its latest accounts it owed £238k more than it owned

Responsible principal firm

ADVENT SOLUTIONS MANAGEMENT LIMITED Reference number: 308751 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Acres Cover Limited (FRN 1026406) is an AR of ADVENT SOLUTIONS MANAGEMENT LIMITED (FRN 308751). When you use Acres Cover's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Acres Cover, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

acresinsurance.co.uk (opens in a new tab)
Phone number

07592 643738
Address

Suite 6, Sapphire House, Crown Way, Rushden, Northamptonshire, NN10 6FB, United Kingdom

In the full report: 3 background checks

When acresinsurance.co.uk first appeared online, and whether it can receive email
What kind of line 07592 643738 is
Who else gives the postcode NN10 6FB

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Advent Solutions Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14651352 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 9 February 2023 (3 years old)
Registered office: Suite 6 Sapphire House, Crown Way, Rushden, Northamptonshire, NN10 6FB, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Steven Alec Corton	Director	Jun 1969	5 Feb 2025	1 other company
Nigel Richard Wellings	Director	May 1966	5 Feb 2025	7 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 8
closed down: 1
is FCA-registered: 1

In the full report: all 8 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

−£238k

Down £231k from −£7,199

Employees (average)

0

−100% from 2

Net assets are negative: on its last balance sheet the company owed £238k more than it owned.

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14651352. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Acres Cover’s history from the FCA register and Companies House, newest first.

Key events (6) All events (10)

2025

27 February 2025

Became an appointed representative

FCA register

5 February 2025

Board replaced: its only director left and 2 new directors took over
Acres Investments Limited took control (75–100% of shares)
Michael Davis gave up control

Companies House

2023

9 February 2023

Incorporated at Companies House
Michael Davis took control (75–100% of shares)

Companies House

In the full report: all 10 events

All 10 events in its history (6 shown here)
Every director appointment and resignation: 4

Firms connected to Acres Cover

Other FCA-listed firms that share a director, phone number or address with Acres Cover. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Acres Cover

Other firms of the same type (insurance broker), nearest first.

In Rushden

Northampton Claims LimitedRushdenAppointed representative ServeRushdenAppointed representative Acres Insurance Brokers LtdRushdenAuthorised Gsi LtdRushdenAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Acres Cover

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

8 other companies its directors have run, named
3 background checks on its contact details
All 10 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Acres Cover Limited FCA authorised?

Acres Cover Limited (FRN 1026406) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Acres Cover?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Acres Cover Limited (FRN 1026406) is an AR of ADVENT SOLUTIONS MANAGEMENT LIMITED (FRN 308751). When you use Acres Cover's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Acres Cover, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Acres Cover’s phone number and website?

The FCA register lists the phone number 07592 643738 and the website acresinsurance.co.uk for Acres Cover. If you were given different contact details, use these to check with the firm before going any further.

Is Acres Cover a scam or clone?

Acres Cover is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Acres Cover?

Protection works through Advent Solutions Management Limited, the principal firm responsible for Acres Cover's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Acres Cover?

Acres Cover is owned by Acres Investments Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 5 February 2025. Before that, it was controlled by Mr Michael Davis.

Who runs Acres Cover?

Companies House lists 2 directors of Acres Cover: Steven Alec Corton and Nigel Richard Wellings.

How long has Acres Cover been in business?

The company was formed on 9 February 2023.

What do Acres Cover’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of −£238k (down £231k from −£7,199).