ACT Credit Management Limited

Reference number: 841982

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When actcredit.com first appeared online, and whether it can receive email
  • What kind of line 020 3150 0150 is
  • Who else gives the postcode HA1 1BD
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Past FCA permissions and consumer protection

  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Permissions on the FCA record

  • Lend or arrange credit
Show FCA detail (1 permission)
  • Debt-collecting

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05073492
Company status
Active
Company type
Private limited company
Incorporated
15 March 2004 (22 years old)
Registered office
Office D3.05 79 College Road, Harrow, HA1 1BD, England
Nature of business
  • Activities of collection agencies (SIC 82911)

Directors and company secretaries

Name Role Born Appointed Other companies
Imran Rasul Director May 1984 14 Apr 2026 None
Alasdair Calderwood Skeoch Director Jul 1968 14 Apr 2026 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4
are FCA-registered
3

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

£827k

−26% from £1.12m

Cash at bank

£941k

−6.6% from £1.01m

Employees (average)

57

+24% from 46

Owed within a year

£759k

+42% from £536k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05073492. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

ACT Credit Management’s history from the FCA register and Companies House, newest first.

Key events (10) All events (26)

2026

7 January 2026

  • Bpo Collections Limited took control (75–100% of shares)
  • Lisa Hodgins - Lewis stopped being a part-owner
  • Sally Hodgins-Lewis stopped being the majority owner

Companies House

2024

25 January 2024

  • Joye Shah stopped being a part-owner
  • Lisa Hodgins - Lewis became a part-owner (25–50% of shares)

Companies House

2019

27 December 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Joye Shah became a part-owner (25–50% of shares)
  • Sally Hodgins-Lewis became the majority owner (50–75% of shares)

Companies House

2004

15 March 2004

  • Incorporated at Companies House

Companies House

In the full report: all 26 events

  • All 26 events in its history (10 shown here)
  • Every director appointment and resignation: 14
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Firms connected to ACT Credit Management

Other FCA-listed firms that share a director, phone number or address with ACT Credit Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
3

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3)
  • Who links each one: the named directors, with dates
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Firms like ACT Credit Management

Other firms of the same type (debt collector), nearest first.

Elsewhere in the UK

Experian Refi Outsource Services LimitedNottinghamAuthorisedBarclays Security Trustee LimitedLondonAuthorisedFunding Circle LtdLondonAuthorisedPaymentsense LimitedLondonAuthorisedTranscom Worldwide (UK) LimitedLeedsAuthorisedThe Guinness Partnership LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on ACT Credit Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 26 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is ACT Credit Management Limited FCA authorised?
Yes, ACT Credit Management Limited (FRN 841982) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2019 and works as a debt collector. The FCA has placed no limits on its permissions.
What is ACT Credit Management’s phone number and website?
The FCA register lists the phone number 020 3150 0150 and the website actcredit.com for ACT Credit Management. If you were given different contact details, use these to check with the firm before going any further.
Is ACT Credit Management a scam or clone?
ACT Credit Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with ACT Credit Management?
Protection depends on which product you hold and how ACT Credit Management handles your money, so check the specific product before you commit. You can also refer complaints about ACT Credit Management to the Financial Ombudsman Service, free of charge.
Who owns ACT Credit Management?
ACT Credit Management is owned by Bpo Collections Limited, which holds 75–100% of shares, since 7 January 2026. Before that, it was controlled by Mrs Lisa Hodgins - Lewis, Mrs Sally Hodgins-Lewis and Mr Joye Shah.
Who runs ACT Credit Management?
Companies House lists 2 directors of ACT Credit Management: Imran Rasul and Alasdair Calderwood Skeoch.
How long has ACT Credit Management been in business?
The company was formed on 15 March 2004, and has held its current FCA authorisation since December 2019.
What do ACT Credit Management’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £827k (−26% from £1.12m) and cash at bank of £941k (−6.6% from £1.01m).

Sources and links

The full report on ACT Credit Management Limited

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