ActiveQuote Limited

Reference number: 501109

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When activequote.com first appeared online, and whether it can receive email
  • What kind of line 029 2009 0439 is
  • Who else gives the postcode CF11 0SN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Fortify Insurance Solutions Trading name: A name it trades under now.
  • ActiveQuote Health Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company status
Active
Company type
Private limited company
Incorporated
4 December 2008 (17 years old)
Registered office
Global Reach, Dunleavy Drive, Cardiff, CF11 0SN
Nature of business
  • Business and domestic software development (SIC 62012)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert James Saunders Director Sep 1980 1 Sep 2017 3 other companies
Michael Dalby Director May 1972 8 Aug 2024 15 other companies
David James Rosewall Edmands Director Nov 1968 8 Aug 2024 62 other companies
Graeme Robert Manning Secretary Not published 1 Oct 2024 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
69
closed down
55
went insolvent
1

In the full report: all 69 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 6 on the FCA register
  • The 8 companies these 3 directors run together
  • All 15 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2023Full accountsAudited

Profit before tax

£864k

From a loss of £469k

Net assets

£1.84m

+48% from £1.24m

Cash at bank

£1.35m

+80% from £748k

Employees (average)

141

+2.9% from 137

Its next accounts are overdue at Companies House.

The accounts for the year to 30 September 2023 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £14.6m, for the year to 30 September 2022.

Turnover and profit

In the full report: all 5 years of accounts

  • Every year from 2019 to 2023
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06765845. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

ActiveQuote’s history from the FCA register and Companies House, newest first.

2025

1 March 2025

  • Help Me Compare Group Limited gave up control
  • Howden Uk&I Holdings Limited took control (75–100% of shares)

Companies House

2023

13 October 2023

  • Help Me Compare Group Limited took control (75–100% of shares)
  • Help Me Compare Limited gave up control

Companies House

2016

6 April 2016

  • Help Me Compare Limited took control (75–100% of shares)
  • Richard Byron Theodossiades became the majority owner (50–75% of shares)
  • Richard Byron Theodossiades stopped being the majority owner

Companies House

2014

27 November 2014

  • Changed its registered name from "ActiveQuote Health Ltd"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

2 September 2009

  • Became authorised by the FCA

FCA register

28 August 2009

  • Regulated by the Financial Services Authority from this date

FCA register

2008

4 December 2008

  • Incorporated at Companies House

Companies House

In the full report: all 40 events

  • All 40 events in its history (12 shown here)
  • Every director appointment and resignation: 25
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Firms connected to ActiveQuote

Other FCA-listed firms that share a director, phone number or address with ActiveQuote. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
3
share its postcode
3

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (3), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 3 past links through former directors
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Firms like ActiveQuote

Other firms of the same type (insurance broker), nearest first.

In Cardiff

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on ActiveQuote

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 69 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 40 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is ActiveQuote Limited FCA authorised?
Yes, ActiveQuote Limited (FRN 501109) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2009 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is ActiveQuote’s phone number and website?
The FCA register lists the phone number 029 2009 0439 and the website activequote.com for ActiveQuote. If you were given different contact details, use these to check with the firm before going any further.
Is ActiveQuote a scam or clone?
ActiveQuote is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with ActiveQuote?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about ActiveQuote to the Financial Ombudsman Service, free of charge.
Who owns ActiveQuote?
ActiveQuote is owned by Howden Uk&I Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 March 2025. Before that, it was controlled by Mr Richard Byron Theodossiades, Help Me Compare Limited and Help Me Compare Group Limited.
Who runs ActiveQuote?
Companies House lists 3 directors of ActiveQuote: Robert James Saunders, Michael Dalby and David James Rosewall Edmands.
How long has ActiveQuote been in business?
The company was formed on 4 December 2008, and has held its current FCA authorisation since September 2009.
What do ActiveQuote’s latest accounts show?
Its latest accounts, to 30 September 2023, show profit before tax of £864k (from a loss of £469k) and net assets of £1.84m (+48% from £1.24m). Its accounts are overdue at Companies House.
Does ActiveQuote use any other names?
It trades as Fortify Insurance Solutions. It has previously used the name ActiveQuote Health Ltd.

Sources and links

The full report on ActiveQuote Limited

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