Acumen Pensions and Investments Limited

Reference number: 915729

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Authorisation being cancelled

This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When acumenpensionsandinvestments.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 688 1119 is
  • Who else gives the postcode OL9 9XB
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
20 February 2019 (7 years old)
Registered office
Acumen House Howarth Court Gateway Crescent, Chadderton, Oldham, OL9 9XB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David Andrew Thompson Director Apr 1964 20 Feb 2019 7 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
1
is FCA-registered
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Net assets

£5.75m

+5.4% from £5.46m

Cash at bank

£1.60m

+36% from £1.18m

Owed within a year

£827k

+19% from £695k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11837442. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Acumen Pensions and Investments’s history from the FCA register and Companies House, newest first.

2021

25 February 2021

  • Mark David Francis became a part-owner (25–50% of shares)

Companies House

2020

1 October 2020

  • Regulated by the FCA from this date
  • Applied to cancel its FCA authorisation

FCA register

2019

10 December 2019

  • Mark David Francis stopped being a part-owner

Companies House

20 February 2019

  • Incorporated at Companies House
  • David Andrew Thompson became a part-owner (25–50% of shares)
  • Mark David Francis became a part-owner (25–50% of shares)

Companies House

In the full report: all 14 events

  • All 14 events in its history (7 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Acumen Pensions and Investments

Other FCA-listed firms that share a director, phone number or address with Acumen Pensions and Investments. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Acumen Pensions and Investments

Other firms of the same type (financial adviser), nearest first.

In Oldham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Acumen Pensions and Investments

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Acumen Pensions and Investments Limited FCA authorised?
Acumen Pensions and Investments Limited (FRN 915729) is on the FCA register, but its authorisation is changing (authorisation being cancelled). Check the register before dealing with it.
What is Acumen Pensions and Investments’ phone number and website?
The FCA register lists the phone number 0161 688 1119 and the website acumenpensionsandinvestments.co.uk for Acumen Pensions and Investments. If you were given different contact details, use these to check with the firm before going any further.
Is Acumen Pensions and Investments a scam or clone?
Acumen Pensions and Investments is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Acumen Pensions and Investments?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Acumen Pensions and Investments to the Financial Ombudsman Service, free of charge.
Who owns Acumen Pensions and Investments?
Companies House lists 2 people with significant control of Acumen Pensions and Investments: Mr Mark David Francis (25–50% of shares) and Mr David Andrew Thompson (25–50% of shares).
Who runs Acumen Pensions and Investments?
Companies House lists one director of Acumen Pensions and Investments: David Andrew Thompson.
How long has Acumen Pensions and Investments been in business?
The company was formed on 20 February 2019.
What do Acumen Pensions and Investments’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £5.75m (+5.4% from £5.46m) and cash at bank of £1.60m (+36% from £1.18m).

Sources and links

The full report on Acumen Pensions and Investments Limited

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